Vitals
  • Total Assets
    206.0M 31.2 %
  • Total Deposits
    180.2M 28.3 %
  • Total Net Loans
    137.5M 20.7 %
  • Net Income
    553000.0000 -83.0 %
  • Book Value
    25.3M 55.8 %
  • Book Value x2
    50.5M 55.8 %
  • Book Value x3
    75.8M 55.8 %
ROAA

.327

ROAE

2.658

Efficiency Ratio

80.735

Net Interest Margin

3.174

Balance Sheet Highlights
Financial Highlights First Carolina Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 205,958 1,412,230
Total Net Loans 137,515 1,020,122
Total Deposits 180,230 1,134,979
Total Equity 25,261 173,608
Profitability
Net Income 553 10,887
Return on Average Assets .327 .777
Return on Average Equity 2.658 6.782
Net Interest Margin 3.174 3.73
Efficiency Ratio 80.735 75.532
Noninterest Income/Revenue 4.704 18.66
Balance Sheet Ratios
Loan-to-Deposit 76.3 86.082
Securities/Assets .213 .132
Total Equity/Total Assets .123 .123
Tangible Equity/Tangible Assets .113 .104
Capital Adequacy
Tier 1 Common Capital 20,818 139,754
Tier 1 Capital 20,818 140,214
Tier 2 Capital 706 8,389
Total Capital 21,524 148,590
Total Risk Weighted Assets 129,659 1,125,721
Leverage Ratio 11.54 10.209
Common Equity Tier 1 Capital Ratio 16.06 13.055
Tier 1 Capital Ratio 16.06 13.195
Total Capital Ratio 16.6 14.232

Timeline for First Carolina Bank

First Carolina Financial Services, Inc.

First Carolina Financial Services, Inc. became a new parent organization for First Carolina Bank.

View Profile Jul 31 2012

Capitol Development Bancorp Limited V

Capitol Development Bancorp Limited V became a new parent organization for First Carolina Bank.

View Profile Dec 31 2011

Capitol Development Bancorp Limited Vi

Capitol Development Bancorp Limited Vi became a new parent organization for First Carolina Bank.

View Profile Dec 31 2011

Capitol Bancorp Ltd.

Capitol Bancorp Ltd. became a new parent organization for First Carolina Bank.

View Profile Apr 01 2004

First Carolina Bank

First Carolina Bank was established 23 years ago and is currently headquartered in Rocky Mount, NC.

Nov 29 2000
Relationships Role Relationship Start Relationship End
First Carolina Financial Services, Inc. Parent 8/30/2012
First Carolina Financial Services, Inc. Parent 7/31/2012 8/29/2012
Capitol Bancorp Ltd. Parent 12/31/2011 7/30/2012
Capitol Development Bancorp Limited V Parent 12/31/2011 7/30/2012
Capitol Development Bancorp Limited Vi Parent 12/31/2011 7/30/2012
Capitol Bancorp Ltd. Parent 12/15/2008 12/30/2011
Capitol Bancorp Ltd. Parent 4/1/2004 12/14/2008
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