Vitals
  • Total Assets
    49.5M 4.7 %
  • Total Deposits
    44.4M 10.2 %
  • Total Net Loans
    41.8M 14.1 %
  • Net Income
    214000.0000 193.2 %
  • Book Value
    4.9M 1.0 %
  • Book Value x2
    9.8M 1.0 %
  • Book Value x3
    14.6M 1.0 %
ROAA

.453

ROAE

4.358

Efficiency Ratio

84.456

Net Interest Margin

5.452

Balance Sheet Highlights
Financial Highlights First Capital Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 49,453 358,087
Total Net Loans 41,827 213,533
Total Deposits 44,389 308,027
Total Equity 4,883 38,740
Profitability
Net Income 214 3,845
Return on Average Assets .453 1.025
Return on Average Equity 4.358 9.415
Net Interest Margin 5.452 3.773
Efficiency Ratio 84.456 66.762
Noninterest Income/Revenue 22.044 16.375
Balance Sheet Ratios
Loan-to-Deposit 94.228 65.494
Securities/Assets .005 .214
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .099 .104
Capital Adequacy
Tier 1 Common Capital 4,876 37,278
Tier 1 Capital 4,876 37,303
Tier 2 Capital 424 2,526
Total Capital 5,300 39,866
Total Risk Weighted Assets 39,712 237,367
Leverage Ratio 9.9 10.563
Common Equity Tier 1 Capital Ratio 12.28 18.073
Tier 1 Capital Ratio 12.28 18.097
Total Capital Ratio 13.35 19.169

Timeline for First Capital Bank

First Assurance Company

First Assurance Company became a new subsidiary organization for First Capital Bank.

View Profile Oct 16 2001

Quanah Financial Corporation

Quanah Financial Corporation became a new parent organization for First Capital Bank.

View Profile Jun 30 1999

Quanah Bancshares, Inc.

Quanah Bancshares, Inc. became a new parent organization for First Capital Bank.

View Profile Apr 28 1978

First Capital Bank

First Capital Bank was established 117 years ago and is currently headquartered in Quanah, TX.

Jan 01 1907
Relationships Role Relationship Start Relationship End
Quanah Financial Corporation Parent 6/30/1999
Quanah Bancshares, Inc. Parent 6/13/1995 6/29/1999
Quanah Bancshares, Inc. Parent 12/31/1984 6/12/1995
Quanah Bancshares, Inc. Parent 4/28/1978 12/30/1984
First Assurance Company Subsidary 6/30/2007
First Assurance Company Subsidary 10/16/2001 6/29/2007
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