Vitals
  • Total Assets
    81.9M 9.8 %
  • Total Deposits
    73.8M 11.9 %
  • Total Net Loans
    27.3M 18.4 %
  • Net Income
    1.0M 14.4 %
  • Book Value
    7.8M -6.4 %
  • Book Value x2
    15.6M -6.4 %
  • Book Value x3
    23.4M -6.4 %
ROAA

1.372

ROAE

12.173

Efficiency Ratio

57.965

Net Interest Margin

4.427

Balance Sheet Highlights
Financial Highlights First Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 81,922 266,812
Total Net Loans 27,328 157,006
Total Deposits 73,775 227,200
Total Equity 7,793 30,855
Profitability
Net Income 1,041 2,603
Return on Average Assets 1.372 .91
Return on Average Equity 12.173 7.525
Net Interest Margin 4.427 3.872
Efficiency Ratio 57.965 69.238
Noninterest Income/Revenue 18.842 15.218
Balance Sheet Ratios
Loan-to-Deposit 37.042 65.031
Securities/Assets .445 .23
Total Equity/Total Assets .095 .116
Tangible Equity/Tangible Assets .095 .114
Capital Adequacy
Tier 1 Common Capital 7,510 30,655
Tier 1 Capital 7,510 30,655
Tier 2 Capital 286 1,864
Total Capital 7,796 32,526
Total Risk Weighted Assets 41,088 184,216
Leverage Ratio 9.63 11.829
Common Equity Tier 1 Capital Ratio 18.28 18.757
Tier 1 Capital Ratio 18.28 18.762
Total Capital Ratio 18.97 19.824

Timeline for First Bank

Peoples Independent Bancshares, Inc.

Peoples Independent Bancshares, Inc. became a new parent organization for First Bank.

View Profile Jun 06 1995

Community Finance, Inc.

Community Finance, Inc. became a new subsidiary organization for First Bank.

View Profile Oct 02 1990

Randolph Bancshares, Inc.

Randolph Bancshares, Inc. became a new parent organization for First Bank.

View Profile Jul 01 1987

Alabanc, Inc.

Alabanc, Inc. became a new parent organization for First Bank.

View Profile Apr 29 1983

First Bank

First Bank was established 116 years ago and is currently headquartered in Wadley, AL.

Nov 06 1907
Relationships Role Relationship Start Relationship End
Peoples Independent Bancshares, Inc. Parent 6/6/1995
Randolph Bancshares, Inc. Parent 7/5/1991 6/5/1995
Randolph Bancshares, Inc. Parent 7/1/1987 7/4/1991
Alabanc, Inc. Parent 12/31/1984 6/30/1987
Alabanc, Inc. Parent 4/29/1983 12/30/1984
Community Finance, Inc. Subsidary 10/2/1990 12/30/2003
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