Vitals
  • Total Assets
    38.4M 3.1 %
  • Total Deposits
    34.2M 1.6 %
  • Total Net Loans
    15.3M 24.9 %
  • Net Income
    513000.0000 2.8 %
  • Book Value
    3.8M 14.4 %
  • Book Value x2
    7.6M 14.4 %
  • Book Value x3
    11.5M 14.4 %
ROAA

1.371

ROAE

14.521

Efficiency Ratio

66.23

Net Interest Margin

3.356

Balance Sheet Highlights
Financial Highlights First Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 38,364 167,970
Total Net Loans 15,341 99,465
Total Deposits 34,228 142,413
Total Equity 3,825 17,685
Profitability
Net Income 513 5,986
Return on Average Assets 1.371 1.423
Return on Average Equity 14.521 14.193
Net Interest Margin 3.356 4.563
Efficiency Ratio 66.23 68.047
Noninterest Income/Revenue 17.206 13.384
Balance Sheet Ratios
Loan-to-Deposit 44.82 65.282
Securities/Assets .493 .69
Total Equity/Total Assets .1 .105
Tangible Equity/Tangible Assets .1 -.201
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,940 16,207
Tier 2 Capital 129 1,121
Total Capital 4,069 17,314
Total Risk Weighted Assets 18,397 112,038
Leverage Ratio 10.41 10.355
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.42 16.957
Total Capital Ratio 22.12 17.943

Timeline for First Bank

Citizens State Bank

First Bank was acquired by Citizens State Bank 16 years

View Profile Feb 02 2008

Citizens State Financial Corporation

Citizens State Financial Corporation became a new parent organization for First Bank.

View Profile Dec 09 1982

First Republicbank Corporation

First Republicbank Corporation became a new parent organization for First Bank.

View Profile Oct 01 1976

First Bank

First Bank was established 122 years ago and is currently headquartered in Groveton, TX.

Jan 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens State Bank Buyer 130,841 Pooling of Interests Discontinued 2/2/2008
Relationships Role Relationship Start Relationship End
Citizens State Financial Corporation Parent 12/9/1982 2/1/2008
First Republicbank Corporation Parent 10/1/1976 11/8/1982
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