Net Income Analysis ( % relative to Total Revenue )
Income Statement First Bank And Trust All Insured Commercial Banks in Iowa
Interest and Fees on Loans 2,939 3,986
Income from Lease Financing Receivables — 214
30 75
Estimated Tax Benefit from Tax-Exempt Loan Income 15 36
Income on Loans and Leases (TE) 2,954 4,009
Investment Interest Income (TE) 11 861
Total Interest Income (TE) 3,239 4,938
Total Interest Expense 1,366 2,352
Net Interest Income (TE) 1,873 2,583
Non-Interest Income 285 486
Adjusted Operating Income (TE) 2,158 3,072
Non-interest Expense 1,549 1,876
Provision for Loan & Lease Losses — 245
Pretax Operating Income (TE) 609 1,282
Pretax Net Operating Income (TE) 609 1,304
Applicable Income Taxes 27 274
Net Operating Income 563 990
Net Income 563 990
Cash Dividends Declared 500 798
Retained Earnings 63 692