Vitals
  • Total Assets
    75.5M 3.6 %
  • Total Deposits
    68.6M 3.7 %
  • Total Net Loans
    58.4M 6.3 %
  • Net Income
    563000.0000 19.0 %
  • Book Value
    6.6M 3.0 %
  • Book Value x2
    13.1M 3.0 %
  • Book Value x3
    19.7M 3.0 %
ROAA

1.104

ROAE

11.564

Efficiency Ratio

71.777

Net Interest Margin

3.897

Balance Sheet Highlights
Financial Highlights First Bank And Trust All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 75,500 104,108
Total Net Loans 58,392 73,001
Total Deposits 68,616 83,892
Total Equity 6,564 10,715
Profitability
Net Income 563 990
Return on Average Assets 1.104 1.149
Return on Average Equity 11.564 11.003
Net Interest Margin 3.897 3.667
Efficiency Ratio 71.777 61.738
Noninterest Income/Revenue 8.087 8.968
Balance Sheet Ratios
Loan-to-Deposit 85.1 83.906
Securities/Assets .003 .334
Total Equity/Total Assets .087 .103
Tangible Equity/Tangible Assets .087 .072
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,563 10,171
Tier 2 Capital 595 820
Total Capital 7,158 10,986
Total Risk Weighted Assets 56,766 78,446
Leverage Ratio 9.56 10.328
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.56 14.292
Total Capital Ratio 12.61 15.321

Timeline for First Bank And Trust

Liberty Bank, F.S.B.

First Bank And Trust was acquired by Liberty Bank, F.S.B. 17 years

View Profile Nov 01 2007

Cds Bancorp, Inc.

Cds Bancorp, Inc. became a new parent organization for First Bank And Trust.

View Profile Dec 31 1998

Mwa Bancorporation

Mwa Bancorporation became a new parent organization for First Bank And Trust.

View Profile Mar 31 1983

First Bank And Trust

First Bank And Trust was established 147 years ago and is currently headquartered in Spirit Lake, IA.

Jan 01 1877
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Liberty Bank, F.S.B. Buyer 267,458 Discontinued 11/1/2007
Relationships Role Relationship Start Relationship End
Cds Bancorp, Inc. Parent 12/31/1998 10/31/2007
Mwa Bancorporation Parent 3/31/1983 6/30/1997
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