First Bank And Trust Of Mississippi
Winona, MS — Domestic Branch of a Domestic Bank
Acquired Dec 2008
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Bank And Trust Of Mississippi | All Insured Commercial Banks in Mississippi |
| Interest and Fees on Loans | 3,013 | 10,414 |
| Income from Lease Financing Receivables | — | 2,315 |
| — | 336 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 161 |
| Income on Loans and Leases (TE) | 3,013 | 10,426 |
| Investment Interest Income (TE) | 293 | 2,842 |
| Total Interest Income (TE) | 3,384 | 13,175 |
| Total Interest Expense | 1,644 | 5,053 |
| Net Interest Income (TE) | 1,740 | 8,122 |
| Non-Interest Income | 432 | 2,779 |
| Adjusted Operating Income (TE) | 2,172 | 10,398 |
| Non-interest Expense | 2,795 | 6,853 |
| Provision for Loan & Lease Losses | 602 | 2,362 |
| Pretax Operating Income (TE) | — | 7,636 |
| Pretax Net Operating Income (TE) | — | 7,878 |
| Applicable Income Taxes | — | 2,768 |
| Net Operating Income | — | 5,402 |
| Net Income | — | 5,386 |
| Cash Dividends Declared | — | 4,803 |
| Retained Earnings | — | 2,596 |