Vitals
  • Total Assets
    81.0M 12.1 %
  • Total Deposits
    70.2M 20.5 %
  • Total Net Loans
    54.0M 5.7 %
  • Net Income
  • Book Value
    7.4M 7.1 %
  • Book Value x2
    14.8M 7.1 %
  • Book Value x3
    22.2M 7.1 %
ROAA

ROAE

Efficiency Ratio

128.683

Net Interest Margin

3.387

Balance Sheet Highlights
Financial Highlights First Bank And Trust Of Mississippi All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 81,003 288,270
Total Net Loans 53,953 191,610
Total Deposits 70,237 226,820
Total Equity 7,400 28,275
Profitability
Net Income — 5,386
Return on Average Assets — 1.148
Return on Average Equity — 11.224
Net Interest Margin 3.387 4.18
Efficiency Ratio 128.683 67.812
Noninterest Income/Revenue 11.321 17.419
Balance Sheet Ratios
Loan-to-Deposit 76.816 80.037
Securities/Assets .132 .535
Total Equity/Total Assets .091 .098
Tangible Equity/Tangible Assets .081 -.072
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,346 27,490
Tier 2 Capital 742 2,223
Total Capital 7,088 29,711
Total Risk Weighted Assets 58,604 211,255
Leverage Ratio 8.06 10.107
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.83 14.448
Total Capital Ratio 12.09 15.513

Timeline for First Bank And Trust Of Mississippi

First Bank And Trust

First Bank And Trust Of Mississippi was acquired by First Bank And Trust 15 years

View Profile Dec 31 2008

First Trust Corporation

First Trust Corporation became a new parent organization for First Bank And Trust Of Mississippi.

View Profile Jun 01 2005

First Bank And Trust Of Mississippi

First Bank And Trust Of Mississippi was established 53 years ago and is currently headquartered in Winona, MS.

Jan 01 1971
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank And Trust Buyer 818,551 Pooling of Interests Discontinued 12/31/2008
Relationships Role Relationship Start Relationship End
First Trust Corporation Parent 5/15/2008 12/30/2008
First Trust Corporation Parent 4/6/2006 5/14/2008
First Trust Corporation Parent 3/10/2006 4/5/2006
First Trust Corporation Parent 7/19/2005 3/9/2006
First Trust Corporation Parent 6/1/2005 7/18/2005
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