First American Bank And Trust Company
Athens, GA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First American Bank And Trust Company | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 13,787 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
16 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 12 |
Income on Loans and Leases (TE) | 13,795 | 8,459 |
Investment Interest Income (TE) | 2,060 | 1,021 |
Total Interest Income (TE) | 16,271 | 9,876 |
Total Interest Expense | 1,365 | 962 |
Net Interest Income (TE) | 14,906 | 8,907 |
Non-Interest Income | 4,979 | 2,364 |
Adjusted Operating Income (TE) | 19,885 | 11,707 |
Non-interest Expense | 14,454 | 7,890 |
Provision for Loan & Lease Losses | 60 | 260 |
Pretax Operating Income (TE) | 5,371 | 3,396 |
Pretax Net Operating Income (TE) | 6,051 | 3,480 |
Applicable Income Taxes | 1,736 | 748 |
Net Operating Income | 4,133 | 2,812 |
Net Income | 4,133 | 2,812 |
Cash Dividends Declared | 1,186 | 844 |
Retained Earnings | 2,947 | 1,559 |