Net Income Analysis ( % relative to Total Revenue )
Income Statement Fidelity Bank All Insured Commercial Banks in Georgia
Interest and Fees on Loans 143,604 8,444
Income from Lease Financing Receivables — 0
333 26
Estimated Tax Benefit from Tax-Exempt Loan Income 174 12
Income on Loans and Leases (TE) 143,778 8,459
Investment Interest Income (TE) 4,727 1,021
Total Interest Income (TE) 149,609 9,876
Total Interest Expense 19,530 962
Net Interest Income (TE) 130,079 8,907
Non-Interest Income 138,942 2,364
Adjusted Operating Income (TE) 269,021 11,707
Non-interest Expense 199,129 7,890
Provision for Loan & Lease Losses 8,230 260
Pretax Operating Income (TE) 61,662 3,396
Pretax Net Operating Income (TE) 62,239 3,480
Applicable Income Taxes 22,531 748
Net Operating Income 39,381 2,812
Net Income 39,381 2,812
Cash Dividends Declared 4,800 844
Retained Earnings 34,581 1,559