Vitals
  • Total Assets
    49.7M 22.3 %
  • Total Deposits
    41.4M 29.8 %
  • Total Net Loans
    38.1M 18.3 %
  • Net Income
    177000.0000 126.9 %
  • Book Value
    5.7M 23.6 %
  • Book Value x2
    11.5M 23.6 %
  • Book Value x3
    17.2M 23.6 %
ROAA

.39

ROAE

3.592

Efficiency Ratio

69.221

Net Interest Margin

3.457

Balance Sheet Highlights
Financial Highlights Farmers State Bank, Spencer All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 49,653 170,284
Total Net Loans 38,082 117,277
Total Deposits 41,418 137,686
Total Equity 5,732 18,945
Profitability
Net Income 177 1,911
Return on Average Assets .39 1.018
Return on Average Equity 3.592 9.028
Net Interest Margin 3.457 3.761
Efficiency Ratio 69.221 64.484
Noninterest Income/Revenue 5.755 12.891
Balance Sheet Ratios
Loan-to-Deposit 91.946 83.61
Securities/Assets .033 .163
Total Equity/Total Assets .115 .111
Tangible Equity/Tangible Assets .11 .107
Capital Adequacy
Tier 1 Common Capital 5,555 18,124
Tier 1 Capital 5,555 18,269
Tier 2 Capital 425 1,473
Total Capital 5,980 19,774
Total Risk Weighted Assets 40,610 134,666
Leverage Ratio 11.38 11.078
Common Equity Tier 1 Capital Ratio 13.68 14.674
Tier 1 Capital Ratio 13.68 14.698
Total Capital Ratio 14.73 15.794

Timeline for Farmers State Bank, Spencer

Farmers State Bancshares Ii, Inc.

Farmers State Bancshares Ii, Inc. became a new parent organization for Farmers State Bank, Spencer.

View Profile Aug 01 2014

Farmers State Bank, Spencer

Farmers State Bank, Spencer was established 101 years ago and is currently headquartered in Spencer, NE.

Dec 10 1922
Relationships Role Relationship Start Relationship End
Farmers State Bancshares Ii, Inc. Parent 8/1/2014
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