Vitals
  • Total Assets
    144.1M -2.0 %
  • Total Deposits
    128.4M -2.2 %
  • Total Net Loans
    81.3M -6.5 %
  • Net Income
    465000.0000 32.5 %
  • Book Value
    15.3M 0.7 %
  • Book Value x2
    30.7M 0.7 %
  • Book Value x3
    46.0M 0.7 %
ROAA

.32

ROAE

2.984

Efficiency Ratio

88.703

Net Interest Margin

3.54

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank & Trust All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 144,103 272,940
Total Net Loans 81,263 188,306
Total Deposits 128,387 228,985
Total Equity 15,338 30,879
Profitability
Net Income 465 3,013
Return on Average Assets .32 1.04
Return on Average Equity 2.984 8.894
Net Interest Margin 3.54 3.727
Efficiency Ratio 88.703 64.939
Noninterest Income/Revenue 5.853 14.969
Balance Sheet Ratios
Loan-to-Deposit 63.295 81.441
Securities/Assets .262 .167
Total Equity/Total Assets .106 .113
Tangible Equity/Tangible Assets .106 .11
Capital Adequacy
Tier 1 Common Capital 15,337 29,936
Tier 1 Capital 15,337 29,937
Tier 2 Capital 850 2,305
Total Capital 16,187 32,273
Total Risk Weighted Assets 98,368 202,263
Leverage Ratio 10.85 11.31
Common Equity Tier 1 Capital Ratio 15.59 15.769
Tier 1 Capital Ratio 15.59 15.771
Total Capital Ratio 16.46 16.923

Timeline for Farmers & Merchants Bank & Trust

Ludington Street Investment Corporation

Ludington Street Investment Corporation became a new subsidiary organization for Farmers & Merchants Bank & Trust.

View Profile Dec 28 1994

Citizens Bank Of Marinette

Acquisition: Farmers & Merchants Bank & Trust acquired a new subsidiary, Citizens Bank Of Marinette, 41 years

View Profile Dec 31 1982

F & M Bankshares, Inc.

F & M Bankshares, Inc. became a new parent organization for Farmers & Merchants Bank & Trust.

View Profile Feb 16 1982

Farmers & Merchants Bank & Trust

Farmers & Merchants Bank & Trust was established 121 years ago and is currently headquartered in Marinette, WI.

Dec 02 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank Of Marinette Seller 2,021 Discontinued 12/31/1982
Relationships Role Relationship Start Relationship End
F & M Bankshares, Inc. Parent 9/3/1987
F & M Bankshares, Inc. Parent 2/16/1982 9/2/1987
Ludington Street Investment Corporation Subsidary 6/30/2007 1/1/2015
Ludington Street Investment Corporation Subsidary 12/28/1994 6/29/2007
Similar Organizations
Organization City State Total Assets
Southern Bank & Trust
 		Clarkesville GA 141.9M
American Trust Bank Of East Tennessee
 		Knoxville TN 142.0M
Community First Bank
 		Kansas City KS 138.6M
Greater Community Bank
 		Rome GA 137.7M
Bny Mellon Trust Of Delaware
 		Wilmington DE 137.7M
La Salle State Bank
 		La Salle IL 137.4M
The Bank Of The West
 		Thomas OK 140.4M
Cbank
 		Cincinnati OH 141.5M
River Town Bank
 		Dardanelle AR 140.7M
Elkton Bank & Trust Company
 		Elkton KY 136.2M