Vitals
  • Total Assets
    200.0M 6.1 %
  • Total Deposits
    171.0M 6.3 %
  • Total Net Loans
    107.2M -4.9 %
  • Net Income
    2.0M -6.7 %
  • Book Value
    22.6M 1.5 %
  • Book Value x2
    45.3M 1.5 %
  • Book Value x3
    67.9M 1.5 %
ROAA

1.039

ROAE

8.693

Efficiency Ratio

55.452

Net Interest Margin

3.417

Balance Sheet Highlights
Financial Highlights Farmers And Merchants State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 199,994 198,346
Total Net Loans 107,198 133,864
Total Deposits 171,014 165,124
Total Equity 22,637 22,060
Profitability
Net Income 1,993 2,310
Return on Average Assets 1.039 1.15
Return on Average Equity 8.693 9.92
Net Interest Margin 3.417 3.587
Efficiency Ratio 55.452 60.34
Noninterest Income/Revenue 8.87 13.494
Balance Sheet Ratios
Loan-to-Deposit 62.684 77.091
Securities/Assets .325 .197
Total Equity/Total Assets .113 .111
Tangible Equity/Tangible Assets .113 .107
Capital Adequacy
Tier 1 Common Capital 22,795 21,135
Tier 1 Capital 22,795 21,140
Tier 2 Capital 1,194 1,625
Total Capital 23,989 22,777
Total Risk Weighted Assets 138,478 151,308
Leverage Ratio 11.62 10.944
Common Equity Tier 1 Capital Ratio 16.46 15.631
Tier 1 Capital Ratio 16.46 15.631
Total Capital Ratio 17.32 16.675

Timeline for Farmers And Merchants State Bank

United Federal Savings Association Of Iowa

Acquisition: Farmers And Merchants State Bank acquired a new subsidiary, United Federal Savings Association Of Iowa, 29 years

View Profile Jun 25 1994

Farmers & Merchants Bancorp

Farmers & Merchants Bancorp became a new parent organization for Farmers And Merchants State Bank.

View Profile Mar 08 1984

Firstar Bank Iowa, National Association

Firstar Bank Iowa, National Association became a new parent organization for Farmers And Merchants State Bank.

View Profile Jun 07 1978

Farmers And Merchants State Bank

Farmers And Merchants State Bank was established 85 years ago and is currently headquartered in Winterset, IA.

Aug 11 1938
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Federal Savings Association Of Iowa Seller 196,162 Failure 6/25/1994
Relationships Role Relationship Start Relationship End
Farmers & Merchants Bancorp Parent 2/6/2004
Farmers & Merchants Bancorp Parent 1/29/2003 2/5/2004
Farmers & Merchants Bancorp Parent 1/8/1998 1/28/2003
Farmers & Merchants Bancorp Parent 1/31/1996 1/7/1998
Farmers & Merchants Bancorp Parent 12/31/1995 1/30/1996
Farmers & Merchants Bancorp Parent 3/8/1984 12/30/1995
Firstar Bank Iowa, National Association Parent 6/7/1978 12/17/1979
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