Vitals
  • Total Assets
    83.6M -10.9 %
  • Total Deposits
    67.7M -14.6 %
  • Total Net Loans
    47.3M -6.7 %
  • Net Income
    735000.0000 -12.0 %
  • Book Value
    11.6M 2.4 %
  • Book Value x2
    23.2M 2.4 %
  • Book Value x3
    34.8M 2.4 %
ROAA

.833

ROAE

6.304

Efficiency Ratio

63.632

Net Interest Margin

3.423

Balance Sheet Highlights
Financial Highlights Farmers And Merchants Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 83,596 198,346
Total Net Loans 47,289 133,864
Total Deposits 67,740 165,124
Total Equity 11,597 22,060
Profitability
Net Income 735 2,310
Return on Average Assets .833 1.15
Return on Average Equity 6.304 9.92
Net Interest Margin 3.423 3.587
Efficiency Ratio 63.632 60.34
Noninterest Income/Revenue 14.519 13.494
Balance Sheet Ratios
Loan-to-Deposit 69.81 77.091
Securities/Assets .296 .197
Total Equity/Total Assets .139 .111
Tangible Equity/Tangible Assets .119 .107
Capital Adequacy
Tier 1 Common Capital 10,405 21,135
Tier 1 Capital 10,405 21,140
Tier 2 Capital 334 1,625
Total Capital 10,739 22,777
Total Risk Weighted Assets 60,649 151,308
Leverage Ratio 12.6 10.944
Common Equity Tier 1 Capital Ratio 17.16 15.631
Tier 1 Capital Ratio 17.16 15.631
Total Capital Ratio 17.71 16.675

Timeline for Farmers And Merchants Savings Bank

Fmsb Co.

Fmsb Co. became a new subsidiary organization for Farmers And Merchants Savings Bank.

View Profile Jan 01 2008

The Lone Tree Savings Bank

Acquisition: Farmers And Merchants Savings Bank acquired a new subsidiary, The Lone Tree Savings Bank, 53 years

View Profile Dec 31 1970

Lone Tree Service Company

Lone Tree Service Company became a new parent organization for Farmers And Merchants Savings Bank.

View Profile Dec 31 1970

Farmers And Merchants Savings Bank

Farmers And Merchants Savings Bank was established 123 years ago and is currently headquartered in Iowa City, IA.

Sep 25 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Lone Tree Savings Bank Seller Discontinued 12/31/1970
Relationships Role Relationship Start Relationship End
Lone Tree Service Company Parent 12/31/1994
Lone Tree Service Company Parent 12/31/1984 12/30/1994
Lone Tree Service Company Parent 12/31/1976 12/30/1984
Lone Tree Service Company Parent 12/31/1970 12/30/1976
Fmsb Co. Subsidary 1/1/2008 12/18/2014
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