Vitals
  • Total Assets
    844.5M 3.6 %
  • Total Deposits
    730.3M 4.4 %
  • Total Net Loans
    607.6M 4.6 %
  • Net Income
    1.8M -34.6 %
  • Book Value
    79.2M 1.5 %
  • Book Value x2
    158.5M 1.5 %
  • Book Value x3
    237.7M 1.5 %
ROAA

.213

ROAE

2.215

Efficiency Ratio

86.573

Net Interest Margin

3.171

Balance Sheet Highlights
Financial Highlights Fall River Five Cents Savings Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 844,476 1,195,734
Total Net Loans 607,569 884,564
Total Deposits 730,277 973,316
Total Equity 79,235 117,275
Profitability
Net Income 1,767 8,869
Return on Average Assets .213 .594
Return on Average Equity 2.215 5.855
Net Interest Margin 3.171 3.257
Efficiency Ratio 86.573 73.516
Noninterest Income/Revenue 15.04 17.101
Balance Sheet Ratios
Loan-to-Deposit 83.197 91.006
Securities/Assets .146 .127
Total Equity/Total Assets .094 .098
Tangible Equity/Tangible Assets .091 .09
Capital Adequacy
Tier 1 Common Capital 78,949 108,595
Tier 1 Capital 78,949 108,997
Tier 2 Capital 6,384 9,379
Total Capital 85,333 118,886
Total Risk Weighted Assets 657,816 863,428
Leverage Ratio 9.35 10.038
Common Equity Tier 1 Capital Ratio 12 14.848
Tier 1 Capital Ratio 12 14.854
Total Capital Ratio 12.97 15.826

Timeline for Fall River Five Cents Savings Bank

Taunton River Realty, Llc

Taunton River Realty, Llc became a new subsidiary organization for Fall River Five Cents Savings Bank.

View Profile Oct 19 2009

Spindle City Realty, Llc

Spindle City Realty, Llc became a new subsidiary organization for Fall River Five Cents Savings Bank.

View Profile Aug 01 2008

Luzo Community Bank

Acquisition: Fall River Five Cents Savings Bank acquired a new subsidiary, Luzo Community Bank, 16 years

View Profile Sep 22 2007

Bankfive Corporation

Bankfive Corporation became a new parent organization for Fall River Five Cents Savings Bank.

View Profile Jun 30 2005

Hills & Mills Securities Corporation

Hills & Mills Securities Corporation became a new subsidiary organization for Fall River Five Cents Savings Bank.

View Profile Jun 30 2005

Want to see more?

Complete timeline for Fall River Five Cents Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Luzo Community Bank Seller 67,425 Pooling of Interests Discontinued 9/22/2007
Relationships Role Relationship Start Relationship End
Bankfive Corporation Parent 6/30/2005
Hills & Mills Securities Corporation Subsidary 6/30/2007
North Main Securities Corporation Subsidary 6/30/2007
Spindle City Realty, Llc Subsidary 8/1/2008
Taunton River Realty, Llc Subsidary 10/19/2009
Hills & Mills Securities Corporation Subsidary 6/30/2005 6/29/2007
North Main Securities Corporation Subsidary 6/30/2005 6/29/2007
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