Fairfield County Bank
Ridgefield, CT — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Fairfield County Bank | All Insured Savings Banks in Connecticut |
Interest and Fees on Loans | 55,082 | 30,883 |
Income from Lease Financing Receivables | — | 2 |
143 | 32 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 70 | 16 |
Income on Loans and Leases (TE) | 55,152 | 30,904 |
Investment Interest Income (TE) | 3,015 | 3,080 |
Total Interest Income (TE) | 58,481 | 34,631 |
Total Interest Expense | 3,244 | 4,711 |
Net Interest Income (TE) | 55,237 | 29,919 |
Non-Interest Income | 17,492 | 9,078 |
Adjusted Operating Income (TE) | 72,729 | 38,915 |
Non-interest Expense | 55,883 | 30,204 |
Provision for Loan & Lease Losses | 1,350 | 858 |
Pretax Operating Income (TE) | 15,496 | 7,965 |
Pretax Net Operating Income (TE) | 15,937 | 9,672 |
Applicable Income Taxes | 5,496 | 2,335 |
Net Operating Income | 10,262 | 6,676 |
Net Income | 10,262 | 6,667 |
Cash Dividends Declared | — | 15 |
Retained Earnings | 10,262 | 6,645 |