Fairfield County Bank
Ridgefield, CT — State Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | Fairfield County Bank | All Insured Savings Banks in Connecticut |
| 12-31-2016 | 3.85 | 3.099 |
| 09-30-2016 | 3.848 | 3.072 |
| 06-30-2016 | 3.844 | 3.09 |
| 03-31-2016 | 3.888 | 3.106 |
| 12-31-2015 | 3.852 | 3.104 |
| 09-30-2015 | 3.837 | 3.099 |
| 06-30-2015 | 3.839 | 3.086 |
| 03-31-2015 | 3.893 | 3.071 |
| 12-31-2014 | 3.857 | 3.15 |
| 09-30-2014 | 3.859 | 3.108 |
| 06-30-2014 | 3.827 | 3.097 |
| 03-31-2014 | 3.836 | 3.128 |
| 12-31-2013 | 3.776 | 3.073 |
| 09-30-2013 | 3.806 | 3.053 |
| 06-30-2013 | 3.857 | 3.063 |
| 03-31-2013 | 4.029 | 3.06 |
| 12-31-2012 | 4.032 | 3.204 |
| 09-30-2012 | 4.057 | 3.215 |
| 06-30-2012 | 4.058 | 3.23 |
| 03-31-2012 | 4.066 | 3.252 |
| 12-31-2011 | 4.093 | 3.371 |
| 09-30-2011 | 4.091 | 3.369 |
| 06-30-2011 | 4.072 | 3.375 |
| 03-31-2011 | 4.071 | 3.35 |
| 12-31-2010 | 3.758 | 3.461 |
| 09-30-2010 | 3.713 | 3.483 |
| 06-30-2010 | 3.656 | 3.5 |
| 03-31-2010 | 3.694 | 3.514 |
| 12-31-2009 | 3.755 | 3.345 |
| 09-30-2009 | 3.79 | 3.318 |
| 06-30-2009 | 3.793 | 3.299 |
| 03-31-2009 | 3.709 | 3.332 |
| 12-31-2008 | 4.108 | 3.317 |
| 09-30-2008 | 4.099 | 3.304 |
| 06-30-2008 | 4.087 | 3.266 |
| 03-31-2008 | 3.937 | 3.206 |
| 12-31-2007 | 3.998 | 3.224 |
| 09-30-2007 | 3.992 | 3.216 |
| 06-30-2007 | 3.924 | 3.193 |
| 03-31-2007 | 3.873 | 3.179 |
| 12-31-2006 | 4.071 | 3.394 |
| 09-30-2006 | 4.105 | 3.427 |
| 06-30-2006 | 4.232 | 3.481 |
| 03-31-2006 | 4.25 | 3.511 |
| 12-31-2005 | 4.116 | 3.586 |
| 09-30-2005 | 4.114 | 3.594 |
| 06-30-2005 | 4.15 | 3.606 |
| 03-31-2005 | 4.076 | 3.598 |
| 12-31-2004 | 4.099 | 3.574 |
| 09-30-2004 | 4.062 | 3.534 |
| 06-30-2004 | 4.07 | 3.54 |
| 03-31-2004 | 4.026 | 3.537 |
| 12-31-2003 | 4.454 | 3.635 |
| 09-30-2003 | 4.413 | 3.653 |
| 06-30-2003 | 4.364 | 3.683 |
| 03-31-2003 | 4.24 | 3.716 |
| 12-31-2002 | 4.577 | 3.782 |