Emigrant Bank
New York, NY — State Savings Bank
Acquired Sep 2005
Provision for Loan & Lease Losses Over Time
| Provision for Loan & Lease Losses | Emigrant Bank | All Insured Savings Banks in New York |
| 12-31-2016 | 7,983,000 | 563,098 |
| 09-30-2016 | 5,966,000 | 351,024 |
| 06-30-2016 | 6,600,000 | 203,317 |
| 03-31-2016 | 2,164,000 | 55,476 |
| 12-31-2015 | 3,270,000 | 379,286 |
| 09-30-2015 | 6,220,000 | 275,535 |
| 06-30-2015 | 6,119,000 | 184,023 |
| 03-31-2015 | 2,670,000 | 85,778 |
| 12-31-2014 | -14,462,000 | 95,400 |
| 09-30-2014 | -9,502,000 | 84,733 |
| 06-30-2014 | -8,722,000 | 66,111 |
| 03-31-2014 | 1,031,000 | 151,152 |
| 12-31-2013 | 1,117,000 | 822,362 |
| 09-30-2013 | 1,253,000 | 820,739 |
| 06-30-2013 | 198,000 | 578,217 |
| 03-31-2013 | 730,000 | 276,065 |
| 12-31-2012 | 2,937,000 | 2,365,277 |
| 09-30-2012 | -4,063,000 | 1,557,509 |
| 06-30-2012 | -5,580,000 | 1,035,426 |
| 03-31-2012 | -5,284,000 | 523,296 |
| 12-31-2011 | -1,229,000 | 2,737,952 |
| 09-30-2011 | -1,390,000 | 2,394,789 |
| 06-30-2011 | 138,000 | 1,143,842 |
| 03-31-2011 | 1,037,000 | 532,737 |
| 12-31-2010 | 12,927,000 | 3,707,789 |
| 09-30-2010 | 9,104,000 | 3,019,947 |
| 06-30-2010 | 7,442,000 | 2,247,684 |
| 03-31-2010 | 11,575,000 | 1,896,368 |
| 12-31-2009 | 228,492,000 | 5,651,947 |
| 09-30-2009 | 198,234,000 | 3,244,526 |
| 06-30-2009 | 114,284,000 | 7,416,053 |
| 03-31-2009 | 48,750,000 | 3,853,000 |
| 12-31-2008 | 43,744,000 | 1,313,947 |
| 09-30-2008 | 8,887,000 | 1,453,500 |
| 06-30-2008 | 6,137,000 | 901,647 |
| 03-31-2008 | 3,750,000 | 577,833 |
| 12-31-2007 | 9,552,000 | 872,000 |
| 09-30-2007 | 7,139,000 | 663,813 |
| 06-30-2007 | 4,724,000 | 487,071 |
| 03-31-2007 | 2,412,000 | 291,929 |
| 12-31-2006 | 6,235,000 | 707,235 |
| 09-30-2006 | 4,848,000 | 514,722 |
| 06-30-2006 | 3,170,000 | 991,053 |
| 03-31-2006 | 1,536,000 | 176,222 |
| 12-31-2005 | 4,272,000 | 529,810 |
| 09-30-2005 | 2,440,000 | 395,600 |
| 06-30-2005 | 2,148,000 | 339,000 |
| 03-31-2005 | 1,074,000 | 199,692 |
| 12-31-2004 | 647,789 | |
| 09-30-2004 | 911,950 | |
| 06-30-2004 | 781,895 | |
| 03-31-2004 | 450,000 | 496,133 |
| 12-31-2003 | 6,000,000 | 1,285,050 |
| 09-30-2003 | 4,500,000 | 920,091 |
| 06-30-2003 | 3,000,000 | 671,000 |
| 03-31-2003 | 1,500,000 | 349,273 |
| 12-31-2002 | 6,000,000 | 1,552,273 |