Emerald Bank
Dublin, OH — Domestic Branch of a Domestic Bank
Acquired Jan 2014
Vitals
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Total Assets83.5M 8.5 %
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Total Deposits70.0M 9.7 %
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Total Net Loans63.0M 19.6 %
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Net Income598000.0000 149.2 %
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Book Value11.3M -0.4 %
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Book Value x222.5M -0.4 %
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Book Value x333.8M -0.4 %
Balance Sheet Highlights
| Financial Highlights | Emerald Bank | All Insured Commercial Banks in Ohio |
| Balance Sheet $(000) | ||
| Total Assets | 83,513 | 327,673 |
| Total Net Loans | 63,007 | 209,673 |
| Total Deposits | 70,033 | 271,438 |
| Total Equity | 11,271 | 32,988 |
| Profitability | ||
| Net Income | 598 | 2,976 |
| Return on Average Assets | .766 | .82 |
| Return on Average Equity | 5.306 | 7.789 |
| Net Interest Margin | 3.994 | 3.683 |
| Efficiency Ratio | 68.189 | 70.462 |
| Noninterest Income/Revenue | 1.624 | 19.575 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 89.968 | 73.808 |
| Securities/Assets | .094 | .23 |
| Total Equity/Total Assets | .135 | .101 |
| Tangible Equity/Tangible Assets | .104 | .091 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 8,605 | 31,363 |
| Tier 2 Capital | 877 | 2,770 |
| Total Capital | 9,482 | 34,291 |
| Total Risk Weighted Assets | 68,925 | 220,771 |
| Leverage Ratio | 10.92 | 10.233 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 12.48 | 16.397 |
| Total Capital Ratio | 13.76 | 17.592 |
Timeline for Emerald Bank
The Middlefield Banking Company
Emerald Bank was acquired by The Middlefield Banking Company 10 years
View Profile Jan 20 2014
Middlefield Banc Corp
Middlefield Banc Corp became a new parent organization for Emerald Bank.
View Profile Apr 19 2007
Emerald Bank
Emerald Bank was established 19 years ago and is currently headquartered in Dublin, OH.
Jun 01 2004| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| The Middlefield Banking Company | Buyer | 760,636 | Pooling of Interests | Discontinued | 1/20/2014 |
| Relationships | Role | Relationship Start | Relationship End |
| Middlefield Banc Corp | Parent | 4/19/2007 | 1/19/2014 |
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