Cornerstone Community Bank
Red Bluff, CA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Cornerstone Community Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 7,493 | 39,600 |
Income from Lease Financing Receivables | — | 93 |
— | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 21 |
Income on Loans and Leases (TE) | 7,493 | 39,939 |
Investment Interest Income (TE) | 325 | 4,547 |
Total Interest Income (TE) | 8,025 | 46,718 |
Total Interest Expense | 969 | 3,460 |
Net Interest Income (TE) | 7,056 | 42,511 |
Non-Interest Income | 804 | 7,405 |
Adjusted Operating Income (TE) | 7,860 | 56,117 |
Non-interest Expense | 5,123 | 31,848 |
Provision for Loan & Lease Losses | — | 726 |
Pretax Operating Income (TE) | 2,737 | 20,596 |
Pretax Net Operating Income (TE) | 2,737 | 21,052 |
Applicable Income Taxes | 1,124 | 7,212 |
Net Operating Income | 1,613 | 12,949 |
Net Income | 1,613 | 12,577 |
Cash Dividends Declared | 725 | 2,927 |
Retained Earnings | 888 | 8,927 |