Vitals
  • Total Assets
    194.4M 13.4 %
  • Total Deposits
    161.2M 18.3 %
  • Total Net Loans
    152.8M 12.8 %
  • Net Income
    1.6M 36.7 %
  • Book Value
    20.4M 5.0 %
  • Book Value x2
    40.8M 5.0 %
  • Book Value x3
    61.2M 5.0 %
ROAA

.876

ROAE

8.097

Efficiency Ratio

65.178

Net Interest Margin

4

Balance Sheet Highlights
Financial Highlights Cornerstone Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 194,350 1,346,313
Total Net Loans 152,763 907,793
Total Deposits 161,248 1,084,972
Total Equity 20,396 169,778
Profitability
Net Income 1,613 12,577
Return on Average Assets .876 .955
Return on Average Equity 8.097 8.072
Net Interest Margin 4 3.784
Efficiency Ratio 65.178 64.937
Noninterest Income/Revenue 9.106 13.682
Balance Sheet Ratios
Loan-to-Deposit 94.738 83.983
Securities/Assets .069 .141
Total Equity/Total Assets .105 .126
Tangible Equity/Tangible Assets .105 .113
Capital Adequacy
Tier 1 Common Capital 20,319 147,337
Tier 1 Capital 20,319 147,552
Tier 2 Capital 1,702 11,893
Total Capital 22,021 160,236
Total Risk Weighted Assets 172,616 1,009,488
Leverage Ratio 10.41 11.256
Common Equity Tier 1 Capital Ratio 11.77 14.697
Tier 1 Capital Ratio 11.77 14.792
Total Capital Ratio 12.76 16.005

Timeline for Cornerstone Community Bank

Cornerstone Community Bancorp

Cornerstone Community Bancorp became a new parent organization for Cornerstone Community Bank.

View Profile Jan 30 2015

Cornerstone Community Bank

Cornerstone Community Bank was established 17 years ago and is currently headquartered in Red Bluff, CA.

Oct 23 2006
Relationships Role Relationship Start Relationship End
Cornerstone Community Bancorp Parent 1/30/2015
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