Net Income Analysis ( % relative to Total Revenue )
Income Statement Cornerstone Bank All Insured Commercial Banks in Nebraska
Interest and Fees on Loans 49,090 5,628
Income from Lease Financing Receivables — 1
100 22
Estimated Tax Benefit from Tax-Exempt Loan Income 54 11
Income on Loans and Leases (TE) 49,144 5,649
Investment Interest Income (TE) 8,197 825
Total Interest Income (TE) 57,876 6,660
Total Interest Expense 5,613 793
Net Interest Income (TE) 52,263 5,813
Non-Interest Income 14,628 986
Adjusted Operating Income (TE) 66,891 6,872
Non-interest Expense 39,824 4,155
Provision for Loan & Lease Losses 10,000 208
Pretax Operating Income (TE) 17,067 2,412
Pretax Net Operating Income (TE) 17,067 2,466
Applicable Income Taxes 567 297
Net Operating Income 14,310 1,910
Net Income 14,310 1,911
Cash Dividends Declared 9,900 887
Retained Earnings 4,410 1,015