Vitals
  • Total Assets
    144.3M 8.0 %
  • Total Deposits
    124.0M 12.8 %
  • Total Net Loans
    96.6M -3.7 %
  • Net Income
    248000.0000 71.0 %
  • Book Value
    16.3M 5.5 %
  • Book Value x2
    32.5M 5.5 %
  • Book Value x3
    48.8M 5.5 %
ROAA

.345

ROAE

3.062

Efficiency Ratio

73.904

Net Interest Margin

4.101

Balance Sheet Highlights
Financial Highlights Cornerstone Bank & Trust, National Association All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 144,269 217,474
Total Net Loans 96,645 132,110
Total Deposits 123,985 186,223
Total Equity 16,259 21,316
Profitability
Net Income 248 558
Return on Average Assets .345 .605
Return on Average Equity 3.062 5.709
Net Interest Margin 4.101 3.652
Efficiency Ratio 73.904 69.854
Noninterest Income/Revenue 11.457 12.145
Balance Sheet Ratios
Loan-to-Deposit 77.949 66.495
Securities/Assets .219 .212
Total Equity/Total Assets .113 .098
Tangible Equity/Tangible Assets .091 .095
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,373 19,340
Tier 2 Capital 1,332 1,746
Total Capital 13,705 21,147
Total Risk Weighted Assets 105,657 146,729
Leverage Ratio 8.68 9.502
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.71 15.381
Total Capital Ratio 12.97 16.529

Timeline for Cornerstone Bank & Trust, National Association

Cnb Bank And Trust, N.A.

Cornerstone Bank & Trust, National Association was acquired by Cnb Bank And Trust, N.A. 12 years

View Profile Jul 16 2011

South Central Illinois Mortgage Company Llc

South Central Illinois Mortgage Company Llc became a new subsidiary organization for Cornerstone Bank & Trust, National Association.

View Profile Nov 17 2004

Cnb Bank Shares, Inc.

Cnb Bank Shares, Inc. became a new parent organization for Cornerstone Bank & Trust, National Association.

View Profile Oct 18 2003

M & L Holding Company

M & L Holding Company became a new parent organization for Cornerstone Bank & Trust, National Association.

View Profile Dec 15 1992

Cornerstone Bank & Trust, National Association

Cornerstone Bank & Trust, National Association was established 170 years ago and is currently headquartered in Carrollton, IL.

Jan 01 1854
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cnb Bank And Trust, N.A. Buyer 901,629 Pooling of Interests Discontinued 7/16/2011
Relationships Role Relationship Start Relationship End
Cnb Bank Shares, Inc. Parent 10/18/2003 7/15/2011
M & L Holding Company Parent 12/1/2001 10/17/2003
M & L Holding Company Parent 12/31/1998 11/30/2001
M & L Holding Company Parent 9/20/1996 12/30/1998
M & L Holding Company Parent 12/15/1992 9/19/1996
South Central Illinois Mortgage Company Llc Subsidary 11/17/2004 7/15/2011
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