Vitals
  • Total Assets
    250.7M 5.9 %
  • Total Deposits
    189.5M 5.4 %
  • Total Net Loans
    168.4M 10.5 %
  • Net Income
    286000.0000 53.8 %
  • Book Value
    27.9M 10.3 %
  • Book Value x2
    55.8M 10.3 %
  • Book Value x3
    83.8M 10.3 %
ROAA

.465

ROAE

4.128

Efficiency Ratio

75.314

Net Interest Margin

3.273

Balance Sheet Highlights
Financial Highlights Community Southern Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 250,717 491,715
Total Net Loans 168,434 312,131
Total Deposits 189,481 407,972
Total Equity 27,922 52,100
Profitability
Net Income 286 756
Return on Average Assets .465 .621
Return on Average Equity 4.128 5.803
Net Interest Margin 3.273 3.562
Efficiency Ratio 75.314 79.548
Noninterest Income/Revenue 7.012 13.7
Balance Sheet Ratios
Loan-to-Deposit 88.892 75.133
Securities/Assets .211 .169
Total Equity/Total Assets .111 .106
Tangible Equity/Tangible Assets .111 .103
Capital Adequacy
Tier 1 Common Capital 28,065 46,267
Tier 1 Capital 28,065 46,758
Tier 2 Capital 1,793 3,554
Total Capital 29,858 50,330
Total Risk Weighted Assets 193,565 331,093
Leverage Ratio 11.41 10.196
Common Equity Tier 1 Capital Ratio 14.5 15.407
Tier 1 Capital Ratio 14.5 15.487
Total Capital Ratio 15.43 16.646

Timeline for Community Southern Bank

Sunshine Bank

Community Southern Bank was acquired by Sunshine Bank 8 years

View Profile Jul 01 2015

Community Southern Holdings, Inc.

Community Southern Holdings, Inc. became a new parent organization for Community Southern Bank.

View Profile Oct 01 2013

Community Southern Bank

Community Southern Bank was established 17 years ago and is currently headquartered in Lakeland, FL.

Aug 28 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sunshine Bank Buyer 563,345 Acquisition Discontinued 7/1/2015
Relationships Role Relationship Start Relationship End
Community Southern Holdings, Inc. Parent 10/1/2013 6/30/2015
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