Vitals
  • Total Assets
    461.0M
  • Total Deposits
    346.5M
  • Total Net Loans
    229.5M
  • Net Income
    4.1M
  • Book Value
    40.6M
  • Book Value x2
    81.3M
  • Book Value x3
    121.9M
ROAA

1.219

ROAE

13.731

Efficiency Ratio

62.687

Net Interest Margin

4.057

Balance Sheet Highlights
Financial Highlights Community National Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 461,048 1,606,775
Total Net Loans 229,504 903,135
Total Deposits 346,500 1,172,016
Total Equity 40,640 162,390
Profitability
Net Income 4,078 21,569
Return on Average Assets 1.219 1.079
Return on Average Equity 13.731 11.265
Net Interest Margin 4.057 3.698
Efficiency Ratio 62.687 71.683
Noninterest Income/Revenue 19.206 39.898
Balance Sheet Ratios
Loan-to-Deposit 66.235 70.327
Securities/Assets .361 1.101
Total Equity/Total Assets .088 .101
Tangible Equity/Tangible Assets .088 -.061
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 40,205 94,700
Tier 2 Capital 2,851 30,729
Total Capital 43,056 112,633
Total Risk Weighted Assets 259,009 895,016
Leverage Ratio 8.7 8.863
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.52 14.58
Total Capital Ratio 16.62 15.665

Timeline for Community National Bank

Citizens Bank Of Massachusetts

Community National Bank was acquired by Citizens Bank Of Massachusetts 20 years

View Profile Nov 01 2003

Community Securities Corp.

Community Securities Corp. became a new subsidiary organization for Community National Bank.

View Profile Nov 04 1992

Community Bancorp, Inc.

Community Bancorp, Inc. became a new parent organization for Community National Bank.

View Profile Aug 01 1984

Community National Bank

Community National Bank was established 143 years ago and is currently headquartered in Hudson, MA.

Jan 01 1881
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank Of Massachusetts Buyer 35,742,491 Acquisition Discontinued 11/1/2003
Relationships Role Relationship Start Relationship End
Community Bancorp, Inc. Parent 8/1/1984 10/31/2003
Community Securities Corp. Subsidary 11/4/1992 10/31/2003
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