Net Income Analysis ( % relative to Total Revenue )
Income Statement Community Capital Bank Of Virginia All Insured Commercial Banks in Virginia
Interest and Fees on Loans 4,448 27,504
Income from Lease Financing Receivables — 0
65 210
Estimated Tax Benefit from Tax-Exempt Loan Income 33 103
Income on Loans and Leases (TE) 4,481 27,695
Investment Interest Income (TE) 252 3,362
Total Interest Income (TE) 4,954 31,612
Total Interest Expense 1,039 3,609
Net Interest Income (TE) 3,915 27,533
Non-Interest Income 717 6,168
Adjusted Operating Income (TE) 4,632 34,154
Non-interest Expense 2,711 22,095
Provision for Loan & Lease Losses 884 1,171
Pretax Operating Income (TE) 1,037 10,243
Pretax Net Operating Income (TE) 1,037 10,425
Applicable Income Taxes 291 2,728
Net Operating Income 665 7,993
Net Income 665 7,896
Cash Dividends Declared 126 2,915
Retained Earnings 539 3,997