Community Banks Of Southern Colorado
Rocky Ford, CO — Domestic Branch of a Domestic Bank
Acquired Oct 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community Banks Of Southern Colorado | All Insured Commercial Banks in Colorado |
Interest and Fees on Loans | 2,816 | 4,000 |
Income from Lease Financing Receivables | — | 51 |
54 | 49 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 28 | 26 |
Income on Loans and Leases (TE) | 2,844 | 4,022 |
Investment Interest Income (TE) | 83 | 1,592 |
Total Interest Income (TE) | 3,019 | 4,249 |
Total Interest Expense | 834 | 874 |
Net Interest Income (TE) | 2,185 | 3,345 |
Non-Interest Income | 393 | 959 |
Adjusted Operating Income (TE) | 2,578 | 4,245 |
Non-interest Expense | 1,669 | 2,537 |
Provision for Loan & Lease Losses | — | 316 |
Pretax Operating Income (TE) | 909 | 2,207 |
Pretax Net Operating Income (TE) | 957 | 2,229 |
Applicable Income Taxes | 323 | 748 |
Net Operating Income | 605 | 1,531 |
Net Income | 605 | 1,531 |
Cash Dividends Declared | — | 1,153 |
Retained Earnings | 605 | 869 |