Vitals
  • Total Assets
    108.7M -13.7 %
  • Total Deposits
    83.6M -14.3 %
  • Total Net Loans
    73.7M -20.4 %
  • Net Income
    605000.0000
  • Book Value
    10.7M 5.6 %
  • Book Value x2
    21.4M 5.6 %
  • Book Value x3
    32.1M 5.6 %
ROAA

1.081

ROAE

11.597

Efficiency Ratio

64.731

Net Interest Margin

4.302

Balance Sheet Highlights
Financial Highlights Community Banks Of Southern Colorado All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 108,701 162,952
Total Net Loans 73,711 108,500
Total Deposits 83,580 137,969
Total Equity 10,713 14,946
Profitability
Net Income 605 1,531
Return on Average Assets 1.081 1.382
Return on Average Equity 11.597 15.948
Net Interest Margin 4.302 4.527
Efficiency Ratio 64.731 65.354
Noninterest Income/Revenue 11.518 18.417
Balance Sheet Ratios
Loan-to-Deposit 88.192 70.573
Securities/Assets .108 .586
Total Equity/Total Assets .099 .092
Tangible Equity/Tangible Assets .078 .026
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,424 13,782
Tier 2 Capital 866 1,398
Total Capital 9,290 14,852
Total Risk Weighted Assets 69,109 103,100
Leverage Ratio 7.72 9.082
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.19 14.778
Total Capital Ratio 13.44 15.764

Timeline for Community Banks Of Southern Colorado

Community Banks Of Colorado

Community Banks Of Southern Colorado was acquired by Community Banks Of Colorado 19 years

View Profile Oct 01 2004

Rocky Ford Federal Savings And Loan Association Of Colorado

Acquisition: Community Banks Of Southern Colorado acquired a new subsidiary, Rocky Ford Federal Savings And Loan Association Of Colorado, 21 years

View Profile Jun 01 2002

First National Bank In Walsenburg

Acquisition: Community Banks Of Southern Colorado acquired a new subsidiary, First National Bank In Walsenburg, 22 years

View Profile Aug 31 2001

J. N. Beaty And Company, Bankers

Acquisition: Community Banks Of Southern Colorado acquired a new subsidiary, J. N. Beaty And Company, Bankers, 30 years

View Profile May 16 1994

Community Bankshares, Inc.

Community Bankshares, Inc. became a new parent organization for Community Banks Of Southern Colorado.

View Profile Nov 01 1989

Want to see more?

Complete timeline for Community Banks Of Southern Colorado is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Banks Of Colorado Buyer 1,280,964 Pooling of Interests Discontinued 10/1/2004
Rocky Ford Federal Savings And Loan Association Of Colorado Seller 21,344 Acquisition Discontinued 6/1/2002
First National Bank In Walsenburg Seller 53,456 Pooling of Interests Discontinued 8/31/2001
J. N. Beaty And Company, Bankers Seller 4,993 Discontinued 5/16/1994
Relationships Role Relationship Start Relationship End
Community Bankshares, Inc. Parent 3/31/1994 9/30/2004
Community Bankshares, Inc. Parent 11/1/1989 3/30/1994
Colorado National Bankshares, Inc. Parent 9/26/1980 10/31/1989
Central Colorado Bancorp, Inc. Parent 12/21/1970 9/25/1980
Rocky Ford Real Estate Corporation Subsidary 12/21/1970 12/31/1980
Similar Organizations
Organization City State Total Assets
First Bank Of Muleshoe
 		Muleshoe TX 106.4M
Miners Exchange Bank
 		Coeburn VA 111.2M
Bank Of Cave City
 		Cave City AR 106.0M
First State Bank Of Warren
 		Warren AR 112.1M
Great State Bank
 		Wilkesboro NC 112.1M
The Halstead Bank
 		Halstead KS 111.2M
Frontier Community Bank
 		Waynesboro VA 103.5M
Buffalo Federal Bank
 		Buffalo WY 108.7M
Iowa State Bank And Trust Company Of Fairfield, Iowa
 		Fairfield IA 116.9M
Progressive Ozark Bank
 		Salem MO 114.9M