Vitals
  • Total Assets
    77.8M 1.6 %
  • Total Deposits
    70.4M 1.6 %
  • Total Net Loans
    36.0M 0.8 %
  • Net Income
  • Book Value
    7.0M 3.0 %
  • Book Value x2
    14.0M 3.0 %
  • Book Value x3
    21.1M 3.0 %
ROAA

ROAE

Efficiency Ratio

99.632

Net Interest Margin

2.714

Balance Sheet Highlights
Financial Highlights Community Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 77,822 244,269
Total Net Loans 36,002 197,575
Total Deposits 70,438 197,779
Total Equity 7,023 24,650
Profitability
Net Income — 16,077
Return on Average Assets — 1.254
Return on Average Equity — 10.285
Net Interest Margin 2.714 4.206
Efficiency Ratio 99.632 66.877
Noninterest Income/Revenue 5.879 11.186
Balance Sheet Ratios
Loan-to-Deposit 51.112 91.187
Securities/Assets .264 .866
Total Equity/Total Assets .09 .101
Tangible Equity/Tangible Assets .09 -.316
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,254 22,785
Tier 2 Capital 343 2,581
Total Capital 7,597 24,960
Total Risk Weighted Assets 48,065 190,050
Leverage Ratio 9.45 10.328
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.09 14.003
Total Capital Ratio 15.81 15.151

Timeline for Community Bank

Northstar Bank

Community Bank was acquired by Northstar Bank 17 years

View Profile Feb 05 2007

Northstar Financial Group, Inc.

Northstar Financial Group, Inc. became a new parent organization for Community Bank.

View Profile Dec 01 2006

Valley Financial Corp.

Valley Financial Corp. became a new parent organization for Community Bank.

View Profile Sep 15 1993

Community Bank

Community Bank was established 98 years ago and is currently headquartered in Caro, MI.

Jan 01 1926
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Northstar Bank Buyer 591,084 Pooling of Interests Discontinued 2/5/2007
Relationships Role Relationship Start Relationship End
Northstar Financial Group, Inc. Parent 12/1/2006 2/4/2007
Valley Financial Corp. Parent 9/15/1993 11/30/2006
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