Vitals
  • Total Assets
    257.5M -0.6 %
  • Total Deposits
    228.0M 2.0 %
  • Total Net Loans
    158.4M -2.7 %
  • Net Income
    2.0M -19.0 %
  • Book Value
    28.9M 2.4 %
  • Book Value x2
    57.8M 2.4 %
  • Book Value x3
    86.7M 2.4 %
ROAA

.779

ROAE

6.951

Efficiency Ratio

71.479

Net Interest Margin

3.447

Balance Sheet Highlights
Financial Highlights Community Bank And Trust Company All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 257,460 198,346
Total Net Loans 158,449 133,864
Total Deposits 228,043 165,124
Total Equity 28,891 22,060
Profitability
Net Income 2,005 2,310
Return on Average Assets .779 1.15
Return on Average Equity 6.951 9.92
Net Interest Margin 3.447 3.587
Efficiency Ratio 71.479 60.34
Noninterest Income/Revenue 11.246 13.494
Balance Sheet Ratios
Loan-to-Deposit 69.482 77.091
Securities/Assets .195 .197
Total Equity/Total Assets .112 .111
Tangible Equity/Tangible Assets .093 .107
Capital Adequacy
Tier 1 Common Capital 24,054 21,135
Tier 1 Capital 24,054 21,140
Tier 2 Capital 2,058 1,625
Total Capital 26,112 22,777
Total Risk Weighted Assets 185,816 151,308
Leverage Ratio 9.54 10.944
Common Equity Tier 1 Capital Ratio 12.95 15.631
Tier 1 Capital Ratio 12.95 15.631
Total Capital Ratio 14.05 16.675

Timeline for Community Bank And Trust Company

Wilton Savings Bank

Acquisition: Community Bank And Trust Company acquired a new subsidiary, Wilton Savings Bank, 18 years

View Profile Jan 01 2006

C-B-G, Inc.

C-B-G, Inc. became a new parent organization for Community Bank And Trust Company.

View Profile Nov 12 1999

Peoples Bank Of Columbus Junction

Acquisition: Community Bank And Trust Company acquired a new subsidiary, Peoples Bank Of Columbus Junction, 26 years

View Profile Jul 01 1997

Peoples National Corporation

Peoples National Corporation became a new parent organization for Community Bank And Trust Company.

View Profile Jul 12 1983

Community Bank And Trust Company

Community Bank And Trust Company was established 43 years ago and is currently headquartered in Muscatine, IA.

Aug 11 1980
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wilton Savings Bank Seller 81,026 Pooling of Interests Discontinued 1/1/2006
Peoples Bank Of Columbus Junction Seller 38,586 Pooling of Interests Discontinued 7/1/1997
Relationships Role Relationship Start Relationship End
C-B-G, Inc. Parent 11/12/1999
Peoples National Corporation Parent 8/27/1999 11/11/1999
Peoples National Corporation Parent 7/23/1999 8/26/1999
Peoples National Corporation Parent 7/1/1997 7/22/1999
Peoples National Corporation Parent 12/31/1992 6/30/1997
Peoples National Corporation Parent 7/12/1983 12/30/1992
Similar Organizations
Organization City State Total Assets
Freedombank
 		Elkader IA 255.7M
The Shelby County State Bank
 		Harlan IA 253.6M
Affinity Bank
 		Atlanta GA 251.9M
The Union Bank
 		Marksville LA 251.2M
Peoples Trust Company Of St. Albans
 		Saint Albans VT 258.8M
Merchants & Planters' Bank
 		Newport AR 250.4M
Englewood Bank & Trust
 		Englewood FL 259.1M
First State Bank Of Burnet
 		Burnet TX 259.2M
West Town Bank & Trust
 		North Riverside IL 259.7M
Partnership Bank
 		Cedarburg WI 255.5M