Vitals
  • Total Assets
    285.9M -3.9 %
  • Total Deposits
    196.2M -3.0 %
  • Total Net Loans
    234.8M 0.2 %
  • Net Income
  • Book Value
    25.3M 7.1 %
  • Book Value x2
    50.6M 7.1 %
  • Book Value x3
    75.9M 7.1 %
ROAA

ROAE

Efficiency Ratio

89.313

Net Interest Margin

3.811

Balance Sheet Highlights
Financial Highlights Commonwealth National Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 285,939 767,032
Total Net Loans 234,847 825,427
Total Deposits 196,244 586,373
Total Equity 25,309 78,383
Profitability
Net Income — 3,939
Return on Average Assets — 1.428
Return on Average Equity — 7.271
Net Interest Margin 3.811 3.434
Efficiency Ratio 89.313 87.855
Noninterest Income/Revenue 2.784 82.846
Balance Sheet Ratios
Loan-to-Deposit 119.671 83.833
Securities/Assets .113 5.018
Total Equity/Total Assets .089 .102
Tangible Equity/Tangible Assets .089 -.854
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,846 67,746
Tier 2 Capital 2,856 39,321
Total Capital 25,702 75,181
Total Risk Weighted Assets 227,853 515,310
Leverage Ratio 7.9 11.755
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.03 18.748
Total Capital Ratio 11.28 19.929

Timeline for Commonwealth National Bank

United Bank

Commonwealth National Bank was acquired by United Bank 14 years

View Profile Dec 01 2009

Ub Properties, Llc

Ub Properties, Llc became a new subsidiary organization for Commonwealth National Bank.

View Profile May 15 2008

Cnb Financial Corporation

Cnb Financial Corporation became a new parent organization for Commonwealth National Bank.

View Profile Dec 16 2005

Cnb Security Corporation

Cnb Security Corporation became a new subsidiary organization for Commonwealth National Bank.

View Profile Dec 16 2005

Commonwealth National Bank

Commonwealth National Bank was established 22 years ago and is currently headquartered in Worcester, MA.

Nov 19 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Bank Buyer 2,463,958 Discontinued 12/1/2009
Relationships Role Relationship Start Relationship End
Cnb Financial Corporation Parent 12/16/2005 11/30/2009
Cnb Security Corporation Subsidary 6/30/2007 11/30/2009
Ub Properties, Llc Subsidary 5/15/2008 11/30/2009
Cnb Security Corporation Subsidary 12/16/2005 6/29/2007
Similar Organizations
Organization City State Total Assets
The First National Bank Of Wynne
 		Wynne AR 284.6M
Union National Bank And Trust Company Of Elgin
 		Elgin IL 283.4M
Kingston National Bank
 		Kingston OH 282.5M
First National Bank
 		Hamilton AL 288.8M
First National Bank Northeast
 		Lyons NE 281.9M
The First National Bank Of St. Ignace
 		St. Ignace MI 280.6M
The First National Bank Of Ottawa
 		Ottawa IL 281.0M
Shamrock Bank, N.A.
 		Coalgate OK 289.9M
First Federal Community Bank, National Association
 		Dover OH 296.1M
The Lamesa National Bank
 		Lamesa TX 281.2M