Commercial Savings Bank
Carroll, IA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Commercial Savings Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 3,716 | 4,429 |
Income from Lease Financing Receivables | — | 0 |
16 | 34 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 17 |
Income on Loans and Leases (TE) | 3,724 | 4,453 |
Investment Interest Income (TE) | 236 | 866 |
Total Interest Income (TE) | 4,142 | 5,468 |
Total Interest Expense | 408 | 664 |
Net Interest Income (TE) | 3,734 | 4,793 |
Non-Interest Income | 297 | 841 |
Adjusted Operating Income (TE) | 4,031 | 5,647 |
Non-interest Expense | 2,199 | 3,272 |
Provision for Loan & Lease Losses | 63 | 145 |
Pretax Operating Income (TE) | 1,769 | 2,141 |
Pretax Net Operating Income (TE) | 1,771 | 2,209 |
Applicable Income Taxes | 75 | 236 |
Net Operating Income | 1,651 | 1,719 |
Net Income | 1,651 | 1,719 |
Cash Dividends Declared | 756 | 808 |
Retained Earnings | 895 | 862 |