Vitals
  • Total Assets
    159.9M 5.1 %
  • Total Deposits
    128.3M 0.1 %
  • Total Net Loans
    117.8M 5.7 %
  • Net Income
    1.7M 4.8 %
  • Book Value
    13.2M 7.5 %
  • Book Value x2
    26.4M 7.5 %
  • Book Value x3
    39.7M 7.5 %
ROAA

1.41

ROAE

17.406

Efficiency Ratio

54.555

Net Interest Margin

3.261

Balance Sheet Highlights
Financial Highlights Commercial Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 159,915 189,925
Total Net Loans 117,807 128,162
Total Deposits 128,291 155,733
Total Equity 13,221 22,153
Profitability
Net Income 1,651 1,719
Return on Average Assets 1.41 1.182
Return on Average Equity 17.406 10.125
Net Interest Margin 3.261 3.602
Efficiency Ratio 54.555 59.491
Noninterest Income/Revenue 6.691 13.325
Balance Sheet Ratios
Loan-to-Deposit 91.828 78.121
Securities/Assets .104 .199
Total Equity/Total Assets .083 .117
Tangible Equity/Tangible Assets .083 .113
Capital Adequacy
Tier 1 Common Capital 13,113 20,428
Tier 1 Capital 13,113 20,449
Tier 2 Capital 955 1,548
Total Capital 14,068 22,011
Total Risk Weighted Assets 75,903 144,061
Leverage Ratio 8.28 11.062
Common Equity Tier 1 Capital Ratio 17.28 15.828
Tier 1 Capital Ratio 17.28 15.847
Total Capital Ratio 18.53 16.9

Timeline for Commercial Savings Bank

Commercial Investment Corp

Commercial Investment Corp became a new subsidiary organization for Commercial Savings Bank.

View Profile Nov 01 1994

Commercial Ban Corp.

Commercial Ban Corp. became a new parent organization for Commercial Savings Bank.

View Profile Jan 15 1985

Commercial Savings Bank

Commercial Savings Bank was established 107 years ago and is currently headquartered in Carroll, IA.

Jan 01 1917
Relationships Role Relationship Start Relationship End
Commercial Ban Corp. Parent 1/15/1985
Commercial Investment Corp Subsidary 11/1/1994 6/30/1995
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