Net Income Analysis ( % relative to Total Revenue )
Income Statement Commerce National Bank & Trust All Insured Commercial Banks in Florida
Interest and Fees on Loans 3,580 17,732
Income from Lease Financing Receivables — 0
— 43
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 3,580 17,770
Investment Interest Income (TE) 149 2,218
Total Interest Income (TE) 3,792 20,559
Total Interest Expense 362 2,162
Net Interest Income (TE) 3,430 18,272
Non-Interest Income 3,320 3,794
Adjusted Operating Income (TE) 6,750 22,711
Non-interest Expense 5,302 16,000
Provision for Loan & Lease Losses -1,111 402
Pretax Operating Income (TE) 2,559 6,153
Pretax Net Operating Income (TE) 2,559 6,294
Applicable Income Taxes — 1,702
Net Operating Income 2,559 4,381
Net Income 2,559 4,381
Cash Dividends Declared — 1,082
Retained Earnings 2,559 2,782