Vitals
  • Total Assets
    95.4M 14.6 %
  • Total Deposits
    75.0M 6.6 %
  • Total Net Loans
    80.1M 23.4 %
  • Net Income
    2.6M 168.2 %
  • Book Value
    12.0M 25.0 %
  • Book Value x2
    24.0M 25.0 %
  • Book Value x3
    36.0M 25.0 %
ROAA

2.906

ROAE

23.67

Efficiency Ratio

78.548

Net Interest Margin

3.995

Balance Sheet Highlights
Financial Highlights Commerce National Bank & Trust All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 95,407 586,559
Total Net Loans 80,112 397,788
Total Deposits 75,003 483,997
Total Equity 11,993 60,775
Profitability
Net Income 2,559 4,381
Return on Average Assets 2.906 .706
Return on Average Equity 23.67 6.893
Net Interest Margin 3.995 3.553
Efficiency Ratio 78.548 74.427
Noninterest Income/Revenue 46.682 15.578
Balance Sheet Ratios
Loan-to-Deposit 106.812 80.705
Securities/Assets .087 .17
Total Equity/Total Assets .126 .104
Tangible Equity/Tangible Assets .126 .1
Capital Adequacy
Tier 1 Common Capital 12,118 55,412
Tier 1 Capital 12,118 55,855
Tier 2 Capital 1,006 4,271
Total Capital 13,124 60,316
Total Risk Weighted Assets 79,925 416,967
Leverage Ratio 13.35 10.155
Common Equity Tier 1 Capital Ratio 15.16 14.982
Tier 1 Capital Ratio 15.16 15.063
Total Capital Ratio 16.42 16.194

Timeline for Commerce National Bank & Trust

Cnb&T, Inc.

Cnb&T, Inc. became a new subsidiary organization for Commerce National Bank & Trust.

View Profile Mar 06 2006

Commerce National Bank & Trust

Commerce National Bank & Trust was established 21 years ago and is currently headquartered in Winter Park, FL.

Feb 03 2003

Commerce National Bankshares Of Florida, Inc.

Commerce National Bankshares Of Florida, Inc. became a new parent organization for Commerce National Bank & Trust.

View Profile Feb 03 2003
Relationships Role Relationship Start Relationship End
Commerce National Bankshares Of Florida, Inc. Parent 2/3/2003
Cnb&T, Inc. Subsidary 6/30/2007 2/28/2010
Cnb&T, Inc. Subsidary 3/6/2006 6/29/2007
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