Vitals
  • Total Assets
    106.9M 7.2 %
  • Total Deposits
    93.7M 7.7 %
  • Total Net Loans
    72.9M 4.0 %
  • Net Income
    1.9M 9.5 %
  • Book Value
    12.0M -1.2 %
  • Book Value x2
    24.0M -1.2 %
  • Book Value x3
    36.0M -1.2 %
ROAA

1.813

ROAE

15.359

Efficiency Ratio

55.299

Net Interest Margin

4.075

Balance Sheet Highlights
Financial Highlights Commerce Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 106,855 525,484
Total Net Loans 72,936 348,104
Total Deposits 93,668 440,088
Total Equity 11,993 60,485
Profitability
Net Income 1,921 5,177
Return on Average Assets 1.813 .911
Return on Average Equity 15.359 8.357
Net Interest Margin 4.075 3.971
Efficiency Ratio 55.299 70.327
Noninterest Income/Revenue 15.956 22.171
Balance Sheet Ratios
Loan-to-Deposit 77.867 71.665
Securities/Assets .199 .197
Total Equity/Total Assets .112 .115
Tangible Equity/Tangible Assets .112 .102
Capital Adequacy
Tier 1 Common Capital 12,148 52,498
Tier 1 Capital 12,148 52,598
Tier 2 Capital 816 3,510
Total Capital 12,964 56,103
Total Risk Weighted Assets 64,158 380,206
Leverage Ratio 11.11 10.71
Common Equity Tier 1 Capital Ratio 18.93 16.284
Tier 1 Capital Ratio 18.93 16.342
Total Capital Ratio 20.21 17.377

Timeline for Commerce Bank

Commerce Holding Corporation

Commerce Holding Corporation became a new parent organization for Commerce Bank.

View Profile Jan 01 2003

Commerce Bank

Commerce Bank was established 25 years ago and is currently headquartered in Corinth, MS.

Jan 19 1999
Relationships Role Relationship Start Relationship End
Commerce Holding Corporation Parent 1/1/2003
Similar Organizations
Organization City State Total Assets
First Bank Of Muleshoe
 		Muleshoe TX 106.4M
Bank Of Cave City
 		Cave City AR 106.0M
Miners Exchange Bank
 		Coeburn VA 111.2M
Frontier Community Bank
 		Waynesboro VA 103.5M
First State Bank Of Warren
 		Warren AR 112.1M
Great State Bank
 		Wilkesboro NC 112.1M
The Halstead Bank
 		Halstead KS 111.2M
Buffalo Federal Bank
 		Buffalo WY 108.7M
Bank Of Eufaula
 		Eufaula OK 100.8M
St. Ansgar State Bank
 		Saint Ansgar IA 100.7M