Citizens State Bank
Clearwater, NE — Domestic Branch of a Domestic Bank
Acquired Aug 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens State Bank | All Insured Commercial Banks in Nebraska |
Interest and Fees on Loans | 352 | 2,130 |
Income from Lease Financing Receivables | — | 118 |
— | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 21 |
Income on Loans and Leases (TE) | 352 | 2,144 |
Investment Interest Income (TE) | — | 426 |
Total Interest Income (TE) | 367 | 2,598 |
Total Interest Expense | 126 | 851 |
Net Interest Income (TE) | 241 | 1,731 |
Non-Interest Income | 43 | 314 |
Adjusted Operating Income (TE) | 284 | 2,016 |
Non-interest Expense | 296 | 1,290 |
Provision for Loan & Lease Losses | — | 1,111 |
Pretax Operating Income (TE) | — | 1,012 |
Pretax Net Operating Income (TE) | — | 1,031 |
Applicable Income Taxes | 2 | 162 |
Net Operating Income | — | 812 |
Net Income | — | 812 |
Cash Dividends Declared | — | 942 |
Retained Earnings | — | 511 |