Vitals
  • Total Assets
    14.7M -14.9 %
  • Total Deposits
    13.0M -11.8 %
  • Total Net Loans
    10.7M -29.4 %
  • Net Income
  • Book Value
    1.6M -9.5 %
  • Book Value x2
    3.2M -9.5 %
  • Book Value x3
    4.8M -9.5 %
ROAA

ROAE

Efficiency Ratio

104.225

Net Interest Margin

3.338

Balance Sheet Highlights
Financial Highlights Citizens State Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 14,651 94,487
Total Net Loans 10,716 65,184
Total Deposits 13,018 76,328
Total Equity 1,594 9,879
Profitability
Net Income — 812
Return on Average Assets — 1.073
Return on Average Equity — 10.048
Net Interest Margin 3.338 3.902
Efficiency Ratio 104.225 67.973
Noninterest Income/Revenue 10.488 10.788
Balance Sheet Ratios
Loan-to-Deposit 82.317 81.304
Securities/Assets .48
Total Equity/Total Assets .109 .105
Tangible Equity/Tangible Assets .109 .017
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,594 9,399
Tier 2 Capital 162 824
Total Capital 1,756 10,208
Total Risk Weighted Assets 13,376 72,296
Leverage Ratio 10.72 10.695
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.92 14.913
Total Capital Ratio 13.13 16.035

Timeline for Citizens State Bank

The Tilden Bank

Citizens State Bank was acquired by The Tilden Bank 14 years

View Profile Aug 08 2009

Clearwater Development Co., Inc.

Clearwater Development Co., Inc. became a new parent organization for Citizens State Bank.

View Profile Dec 31 1970

Citizens State Bank

Citizens State Bank was established 91 years ago and is currently headquartered in Clearwater, NE.

Jan 01 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Tilden Bank Buyer 81,980 Acquisition Discontinued 8/8/2009
Relationships Role Relationship Start Relationship End
Clearwater Development Co., Inc. Parent 12/31/1970 8/7/2009
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