Vitals
  • Total Assets
    68.7M 0.2 %
  • Total Deposits
    58.1M 1.1 %
  • Total Net Loans
    44.6M -0.7 %
  • Net Income
    953000.0000 -19.2 %
  • Book Value
    8.8M -1.6 %
  • Book Value x2
    17.7M -1.6 %
  • Book Value x3
    26.5M -1.6 %
ROAA

1.451

ROAE

10.706

Efficiency Ratio

61.669

Net Interest Margin

4.247

Balance Sheet Highlights
Financial Highlights Citizens State Bank Of Waverly, Inc. All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 68,656 147,703
Total Net Loans 44,634 97,223
Total Deposits 58,088 126,600
Total Equity 8,837 15,565
Profitability
Net Income 953 1,683
Return on Average Assets 1.451 1.08
Return on Average Equity 10.706 9.905
Net Interest Margin 4.247 3.845
Efficiency Ratio 61.669 68.21
Noninterest Income/Revenue 12.562 13.68
Balance Sheet Ratios
Loan-to-Deposit 76.839 75.205
Securities/Assets .134 .174
Total Equity/Total Assets .129 .105
Tangible Equity/Tangible Assets .086 .103
Capital Adequacy
Tier 1 Common Capital 6,046 15,225
Tier 1 Capital 6,046 15,232
Tier 2 Capital 493 1,135
Total Capital 6,539 16,386
Total Risk Weighted Assets 45,499 105,251
Leverage Ratio 9.32 10.475
Common Equity Tier 1 Capital Ratio 13.29 15.3
Tier 1 Capital Ratio 13.29 15.308
Total Capital Ratio 14.37 16.398

Timeline for Citizens State Bank Of Waverly, Inc.

Cattail Bancshares, Inc.

Cattail Bancshares, Inc. became a new parent organization for Citizens State Bank Of Waverly, Inc..

View Profile Dec 31 2012

Graham Shares Of Waverly, Inc.

Graham Shares Of Waverly, Inc. became a new parent organization for Citizens State Bank Of Waverly, Inc..

View Profile Jul 31 1986

Citizens State Bank Of Waverly, Inc.

Citizens State Bank Of Waverly, Inc. was established 117 years ago and is currently headquartered in Waverly, MN.

Jan 01 1907
Relationships Role Relationship Start Relationship End
Cattail Bancshares, Inc. Parent 12/31/2012
Graham Shares Of Waverly, Inc. Parent 7/31/1986 12/30/2012
Similar Organizations
Organization City State Total Assets
Headwaters State Bank
 		Land O Lakes WI 66.0M
Melvin Savings Bank
 		Melvin IA 66.7M
Security State Bank Of Wanamingo
 		Wanamingo MN 65.8M
Justin State Bank
 		Justin TX 67.1M
Hodge Bank & Trust Company
 		Hodge LA 65.1M
Jackson Parish Bank
 		Jonesboro LA 67.7M
The Four County Bank
 		Allentown GA 64.9M
Bank Star
 		Pacific MO 67.8M
The Sacramento Deposit Bank
 		Sacramento KY 68.1M
Ssbbank
 		Stockbridge MI 66.3M