Vitals
  • Total Assets
    31.1M 0.3 %
  • Total Deposits
    25.3M -0.2 %
  • Total Net Loans
    10.2M 15.9 %
  • Net Income
    236000.0000 16.3 %
  • Book Value
    3.8M 3.9 %
  • Book Value x2
    7.5M 3.9 %
  • Book Value x3
    11.3M 3.9 %
ROAA

.786

ROAE

6.386

Efficiency Ratio

58.14

Net Interest Margin

2.855

Balance Sheet Highlights
Financial Highlights Citizens Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 31,112 198,346
Total Net Loans 10,181 133,864
Total Deposits 25,320 165,124
Total Equity 3,751 22,060
Profitability
Net Income 236 2,310
Return on Average Assets .786 1.15
Return on Average Equity 6.386 9.92
Net Interest Margin 2.855 3.587
Efficiency Ratio 58.14 60.34
Noninterest Income/Revenue 8.279 13.494
Balance Sheet Ratios
Loan-to-Deposit 40.209 77.091
Securities/Assets .454 .197
Total Equity/Total Assets .121 .111
Tangible Equity/Tangible Assets .121 .107
Capital Adequacy
Tier 1 Common Capital 3,773 21,135
Tier 1 Capital 3,773 21,140
Tier 2 Capital 141 1,625
Total Capital 3,914 22,777
Total Risk Weighted Assets 17,254 151,308
Leverage Ratio 12.41 10.944
Common Equity Tier 1 Capital Ratio 21.87 15.631
Tier 1 Capital Ratio 21.87 15.631
Total Capital Ratio 22.68 16.675

Timeline for Citizens Savings Bank

Fayette Bancorporation

Fayette Bancorporation became a new parent organization for Citizens Savings Bank.

View Profile Jun 02 1980

Citizens Savings Bank

Citizens Savings Bank was established 96 years ago and is currently headquartered in Hawkeye, IA.

Jun 27 1927
Relationships Role Relationship Start Relationship End
Fayette Bancorporation Parent 9/16/2003
Fayette Bancorporation Parent 12/31/1981 9/15/2003
Fayette Bancorporation Parent 6/2/1980 12/30/1981
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