Vitals
  • Total Assets
    29.9M -4.1 %
  • Total Deposits
    27.0M -5.3 %
  • Total Net Loans
    17.1M 1.8 %
  • Net Income
    232000.0000 24.1 %
  • Book Value
    2.8M 9.0 %
  • Book Value x2
    5.6M 9.0 %
  • Book Value x3
    8.4M 9.0 %
ROAA

.771

ROAE

8.527

Efficiency Ratio

67.529

Net Interest Margin

3.372

Balance Sheet Highlights
Financial Highlights The Gorham State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 29,900 161,058
Total Net Loans 17,141 97,183
Total Deposits 27,034 131,657
Total Equity 2,812 18,008
Profitability
Net Income 232 1,663
Return on Average Assets .771 .954
Return on Average Equity 8.527 8.443
Net Interest Margin 3.372 3.683
Efficiency Ratio 67.529 68.374
Noninterest Income/Revenue 8.577 15.013
Balance Sheet Ratios
Loan-to-Deposit 63.405 72.321
Securities/Assets .024 .241
Total Equity/Total Assets .094 .112
Tangible Equity/Tangible Assets .087 .109
Capital Adequacy
Tier 1 Common Capital 2,612 17,454
Tier 1 Capital 2,812 17,457
Tier 2 Capital 188 1,279
Total Capital 3,000 18,771
Total Risk Weighted Assets 16,959 112,595
Leverage Ratio 9.42 11.048
Common Equity Tier 1 Capital Ratio 15.4 16.94
Tier 1 Capital Ratio 16.58 16.949
Total Capital Ratio 17.69 18.109

Timeline for The Gorham State Bank

Black River Bancventure, Inc.

Black River Bancventure, Inc. became a new parent organization for The Gorham State Bank.

View Profile Jul 31 2008

Financial Junk, L.L.C.

Financial Junk, L.L.C. became a new parent organization for The Gorham State Bank.

View Profile Jul 31 2008

Spence Limited, L.P.

Spence Limited, L.P. became a new parent organization for The Gorham State Bank.

View Profile Jul 31 2008

The Gorham State Bank

The Gorham State Bank was established 119 years ago and is currently headquartered in Gorham, KS.

Jan 01 1905
Relationships Role Relationship Start Relationship End
Black River Bancventure, Inc. Parent 7/31/2008 9/29/2009
Financial Junk, L.L.C. Parent 7/31/2008 9/29/2009
Spence Limited, L.P. Parent 7/31/2008 9/29/2009
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