Assets
Liabilities
Assets Citizens Savings Bank And Trust Company All Insured Commercial Banks in Vermont
Total Assets 103,129,000 443,396,732
Loans & Leases 77,511,000 254,131,977
Real Estate Loans 62,943 187,203
Commercial Loans 11,538 39,671
Individual Loans 3,368 19,144
Agricultural Loans 29 1,481
Other Loans and Leases in Domestic and Foreign Offices 827 10,455
Loan and Lease Allowance (1,133) (3,591)
Unearned Income on Loans (61) (232)
Securities 15,218,000 145,825,924
U.S. Treasury and Agency Securities 3,981 76,034
Municipal Securities 1,433 9,205
Foreign Debt Securities — 14,263
All Other Securities 9,804 46,324
Cash & Balances due from depository institutions 7,248,000 18,791,615
Noninterest-Bearing Cash and Due From Banks 3,202 14,420
Interest-Bearing Bank Balances 4,046 4,372
Federal Funds Sold and Resales — 6,331
Trading Account Assets — 673
Premises and fixed assets (including capitalized leases) 1,414 5,234
Other Real Estate Owned — 134
Direct and Indirect Investments in Real Estate Ventures — 3,527
Investment in Unconsolidated Subsidiaries — 83
Acceptances and Other Assets 1,738 8,665
Liabilities Citizens Savings Bank And Trust Company All Insured Commercial Banks in Vermont
Total Liabilities 103,129,000 420,642,182
Deposits 91,970,000 386,264,049
Demand Deposits 9,287 37,408
All NOW & ATS Accounts 12,000 24,769
Money Market Deposit Accounts 10,494 145,297
Other Nontransaction Savings 16,583 48,224
Time Deposits At Or Below Insurance Limit 30,757 67,998
Fully Insured Brokered Deposits — —
Less: Fully Insured Brokered Deposits — —
Time Deposits Above Insurance Limit 10,333 21,814
Total Deposits in Foreign Offices — —
Federal Home Loan Bank Borrowings Maturing Under One Year — 7,662
Federal Funds Purchased & Resales — 18,533
Federal Home Loan Bank Borrowing Maturing Over One Year 1,847 8,843
Other Borrowings Maturing Under One Year — 343
Other Borrowing Maturing Over One Year — 251
Acceptances & Other Liabilities 669 5,122
Capital 11,159,000 34,378,133
Subordinated Notes and Debentures — —
Total Equity 11,159 34,378