Citizens Savings Bank And Trust Company
Saint Johnsbury, VT — Domestic Branch of a Domestic Bank
Acquired May 2003
Unearned Income on Loans Over Time
| Unearned Income on Loans | Citizens Savings Bank And Trust Company | All Insured Commercial Banks in Vermont |
| 03-31-2003 | (61,000) | (231,833) |
| 12-31-2002 | (60,000) | (207,429) |