Citizens & Northern Bank
Wellsboro, PA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens & Northern Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 34,637 | 22,748 |
Income from Lease Financing Receivables | — | 24 |
1,783 | 516 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 938 | 268 |
Income on Loans and Leases (TE) | 35,575 | 23,278 |
Investment Interest Income (TE) | 10,735 | 3,743 |
Total Interest Income (TE) | 46,425 | 27,430 |
Total Interest Expense | 3,695 | 3,218 |
Net Interest Income (TE) | 42,730 | 24,213 |
Non-Interest Income | 15,417 | 6,081 |
Adjusted Operating Income (TE) | 58,147 | 30,595 |
Non-interest Expense | 34,067 | 20,397 |
Provision for Loan & Lease Losses | 1,221 | 900 |
Pretax Operating Income (TE) | 22,859 | 8,900 |
Pretax Net Operating Income (TE) | 22,892 | 9,212 |
Applicable Income Taxes | 5,139 | 2,056 |
Net Operating Income | 15,120 | 6,310 |
Net Income | 15,120 | 6,303 |
Cash Dividends Declared | 14,960 | 3,414 |
Retained Earnings | 160 | 2,771 |