Assets
Liabilities
Assets Citizens & Northern Bank All Insured Commercial Banks in Pennsylvania
Total Assets 1,228,026,000 735,383,187
Loans & Leases 743,504,000 532,388,885
Real Estate Loans 600,860 424,904
Commercial Loans 83,854 68,921
Individual Loans 13,722 15,171
Agricultural Loans 3,998 1,664
Other Loans and Leases in Domestic and Foreign Offices 49,543 27,155
Loan and Lease Allowance (8,473) (5,398)
Unearned Income on Loans — (29)
Securities 381,721,000 136,025,344
U.S. Treasury and Agency Securities 214,552 80,212
Municipal Securities 135,979 41,142
Foreign Debt Securities — 67
All Other Securities 31,190 14,604
Cash & Balances due from depository institutions 31,654,000 20,908,281
Noninterest-Bearing Cash and Due From Banks 17,548 9,195
Interest-Bearing Bank Balances 14,106 11,713
Federal Funds Sold and Resales — 446
Trading Account Assets — 104
Premises and fixed assets (including capitalized leases) 15,397 9,565
Other Real Estate Owned 2,180 821
Direct and Indirect Investments in Real Estate Ventures 713 123
Investment in Unconsolidated Subsidiaries — 17
Acceptances and Other Assets 52,857 34,984
Liabilities Citizens & Northern Bank All Insured Commercial Banks in Pennsylvania
Total Liabilities 1,228,026,000 728,596,094
Deposits 1,062,629,000 647,052,365
Demand Deposits 230,253 65,621
All NOW & ATS Accounts 218,259 31,066
Money Market Deposit Accounts 192,392 185,982
Other Nontransaction Savings 137,119 163,309
Time Deposits At Or Below Insurance Limit 204,289 129,022
Fully Insured Brokered Deposits — 15,995
Less: Fully Insured Brokered Deposits — (15,995)
Time Deposits Above Insurance Limit 7,929 23,434
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 31,004 17,016
Federal Funds Purchased & Resales 32,175 7,709
Federal Home Loan Bank Borrowing Maturing Over One Year 1,450 17,713
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 96
Acceptances & Other Liabilities 7,759 6,085
Capital 165,397,000 81,543,729
Subordinated Notes and Debentures — 297
Total Equity 165,397 81,247