Vitals
  • Total Assets
    93.3M 1.2 %
  • Total Deposits
    83.4M 4.6 %
  • Total Net Loans
    76.3M -6.8 %
  • Net Income
    1.4M -17.8 %
  • Book Value
    9.7M -2.0 %
  • Book Value x2
    19.3M -2.0 %
  • Book Value x3
    29.0M -2.0 %
ROAA

2.124

ROAE

20.313

Efficiency Ratio

46.783

Net Interest Margin

4.211

Balance Sheet Highlights
Financial Highlights Citizens National Bank Of Breckenridge All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 93,344 218,251
Total Net Loans 76,263 124,899
Total Deposits 83,446 185,073
Total Equity 9,657 23,355
Profitability
Net Income 1,432 1,531
Return on Average Assets 2.124 .924
Return on Average Equity 20.313 8.777
Net Interest Margin 4.211 4.128
Efficiency Ratio 46.783 71.344
Noninterest Income/Revenue 9.718 13.902
Balance Sheet Ratios
Loan-to-Deposit 91.392 64.766
Securities/Assets .003 .21
Total Equity/Total Assets .103 .107
Tangible Equity/Tangible Assets .1 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,657 20,992
Tier 2 Capital 801 1,589
Total Capital 10,458 22,586
Total Risk Weighted Assets 79,956 137,325
Leverage Ratio 10.48 10.152
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.08 17.236
Total Capital Ratio 13.08 18.346

Timeline for Citizens National Bank Of Breckenridge

Interbank

Citizens National Bank Of Breckenridge was acquired by Interbank 13 years

View Profile Dec 31 2010

Obs Loan Management Company, Llc

Obs Loan Management Company, Llc became a new subsidiary organization for Citizens National Bank Of Breckenridge.

View Profile Jul 25 2008

Cnb Agricultural Credit Corporation

Cnb Agricultural Credit Corporation became a new subsidiary organization for Citizens National Bank Of Breckenridge.

View Profile Feb 14 2001

Olney Bancorp Of Delaware, Inc.

Olney Bancorp Of Delaware, Inc. became a new parent organization for Citizens National Bank Of Breckenridge.

View Profile Feb 01 1995

Breckenridge Bancshares, Inc.

Breckenridge Bancshares, Inc. became a new parent organization for Citizens National Bank Of Breckenridge.

View Profile Jun 30 1983

Want to see more?

Complete timeline for Citizens National Bank Of Breckenridge is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Interbank Buyer 2,889,348 Pooling of Interests Discontinued 12/31/2010
Relationships Role Relationship Start Relationship End
Olney Bancorp Of Delaware, Inc. Parent 11/27/1996 12/30/2010
Olney Bancorp Of Delaware, Inc. Parent 2/1/1995 11/26/1996
Breckenridge Bancshares, Inc. Parent 6/30/1983 1/31/1995
Cnb Agricultural Credit Corporation Subsidary 6/30/2007 12/30/2010
Obs Loan Management Company, Llc Subsidary 7/25/2008 12/30/2010
Cnb Agricultural Credit Corporation Subsidary 2/14/2001 6/29/2007
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