Vitals
  • Total Assets
    885.2M 4.8 %
  • Total Deposits
    780.1M 6.6 %
  • Total Net Loans
    611.5M 4.1 %
  • Net Income
    9.1M 0.4 %
  • Book Value
    88.5M -10.2 %
  • Book Value x2
    177.1M -10.2 %
  • Book Value x3
    265.6M -10.2 %
ROAA

1.061

ROAE

9.143

Efficiency Ratio

64.412

Net Interest Margin

4.318

Balance Sheet Highlights
Financial Highlights Citizens National Bank, N.A. All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 885,178 340,347
Total Net Loans 611,529 227,146
Total Deposits 780,109 291,952
Total Equity 88,540 36,108
Profitability
Net Income 9,130 3,221
Return on Average Assets 1.061 .994
Return on Average Equity 9.143 8.993
Net Interest Margin 4.318 4.112
Efficiency Ratio 64.412 68.63
Noninterest Income/Revenue 14.239 14.204
Balance Sheet Ratios
Loan-to-Deposit 78.39 74.405
Securities/Assets .198 .197
Total Equity/Total Assets .1 .106
Tangible Equity/Tangible Assets .093 .105
Capital Adequacy
Tier 1 Common Capital 86,155 35,803
Tier 1 Capital 86,155 36,059
Tier 2 Capital 6,145 2,443
Total Capital 92,300 38,519
Total Risk Weighted Assets 648,611 245,733
Leverage Ratio 9.94 10.776
Common Equity Tier 1 Capital Ratio 13.28 16.476
Tier 1 Capital Ratio 13.28 16.481
Total Capital Ratio 14.23 17.491

Timeline for Citizens National Bank, N.A.

Citizens Bank & Trust Company

Acquisition: Citizens National Bank, N.A. acquired a new subsidiary, Citizens Bank & Trust Company, 12 years

View Profile Nov 04 2011

Citizens National Bancshares Of Bossier, Inc.

Citizens National Bancshares Of Bossier, Inc. became a new parent organization for Citizens National Bank, N.A..

View Profile Nov 01 1995

Citizens National Bank, N.A.

Citizens National Bank, N.A. was established 38 years ago and is currently headquartered in Bossier City, LA.

Oct 07 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank & Trust Company Seller 173,652 Pooling of Interests Discontinued 11/4/2011
Relationships Role Relationship Start Relationship End
Citizens National Bancshares Of Bossier, Inc. Parent 11/1/1995
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