Citizens First Bank
Clinton, IA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens First Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 7,069 | 6,128 |
Income from Lease Financing Receivables | — | 1 |
— | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 23 |
Income on Loans and Leases (TE) | 7,069 | 6,162 |
Investment Interest Income (TE) | 289 | 1,177 |
Total Interest Income (TE) | 7,454 | 7,538 |
Total Interest Expense | 1,246 | 925 |
Net Interest Income (TE) | 6,208 | 6,587 |
Non-Interest Income | 1,456 | 1,176 |
Adjusted Operating Income (TE) | 7,664 | 7,798 |
Non-interest Expense | 5,504 | 4,586 |
Provision for Loan & Lease Losses | 537 | 208 |
Pretax Operating Income (TE) | 1,623 | 2,901 |
Pretax Net Operating Income (TE) | 1,623 | 2,963 |
Applicable Income Taxes | 50 | 312 |
Net Operating Income | 1,532 | 2,310 |
Net Income | 1,532 | 2,310 |
Cash Dividends Declared | 200 | 1,248 |
Retained Earnings | 1,332 | 1,005 |