Citizens First Bank
Clinton, IA — Non-member Bank
Active
Vitals
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Total Assets188.7M 0.9 %
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Total Deposits160.7M -0.1 %
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Total Net Loans155.4M 8.3 %
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Net Income1.5M 41.2 %
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Book Value18.5M 7.2 %
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Book Value x236.9M 7.2 %
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Book Value x355.4M 7.2 %
Balance Sheet Highlights
Financial Highlights | Citizens First Bank | All Insured Commercial Banks in Iowa |
Balance Sheet $(000) | ||
Total Assets | 188,700 | 198,346 |
Total Net Loans | 155,356 | 133,864 |
Total Deposits | 160,732 | 165,124 |
Total Equity | 18,472 | 22,060 |
Profitability | ||
Net Income | 1,532 | 2,310 |
Return on Average Assets | .828 | 1.15 |
Return on Average Equity | 8.584 | 9.92 |
Net Interest Margin | 3.52 | 3.587 |
Efficiency Ratio | 71.814 | 60.34 |
Noninterest Income/Revenue | 16.341 | 13.494 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 96.655 | 77.091 |
Securities/Assets | .054 | .197 |
Total Equity/Total Assets | .098 | .111 |
Tangible Equity/Tangible Assets | .095 | .107 |
Capital Adequacy | ||
Tier 1 Common Capital | 18,629 | 21,135 |
Tier 1 Capital | 18,629 | 21,140 |
Tier 2 Capital | 1,602 | 1,625 |
Total Capital | 20,231 | 22,777 |
Total Risk Weighted Assets | 157,801 | 151,308 |
Leverage Ratio | 9.94 | 10.944 |
Common Equity Tier 1 Capital Ratio | 11.81 | 15.631 |
Tier 1 Capital Ratio | 11.81 | 15.631 |
Total Capital Ratio | 12.82 | 16.675 |
Timeline for Citizens First Bank
Cfb Holding Company
Cfb Holding Company became a new parent organization for Citizens First Bank.
View Profile Jan 04 2002Citizens First Bank
Citizens First Bank was established 24 years ago and is currently headquartered in Clinton, IA.
Mar 14 2000Relationships | Role | Relationship Start | Relationship End |
Cfb Holding Company | Parent | 1/4/2002 |
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