Citizens First Bank
Clinton, IA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Citizens First Bank | All Insured Commercial Banks in Iowa |
| 12-31-2016 | 3.52 | 3.587 |
| 09-30-2016 | 3.517 | 3.602 |
| 06-30-2016 | 3.5 | 3.598 |
| 03-31-2016 | 3.434 | 3.601 |
| 12-31-2015 | 3.48 | 3.591 |
| 09-30-2015 | 3.494 | 3.588 |
| 06-30-2015 | 3.44 | 3.563 |
| 03-31-2015 | 3.376 | 3.541 |
| 12-31-2014 | 3.569 | 3.569 |
| 09-30-2014 | 3.6 | 3.552 |
| 06-30-2014 | 3.561 | 3.525 |
| 03-31-2014 | 3.515 | 3.52 |
| 12-31-2013 | 3.689 | 3.538 |
| 09-30-2013 | 3.672 | 3.526 |
| 06-30-2013 | 3.609 | 3.501 |
| 03-31-2013 | 3.504 | 3.488 |
| 12-31-2012 | 4.071 | 3.696 |
| 09-30-2012 | 4.134 | 3.722 |
| 06-30-2012 | 4.122 | 3.729 |
| 03-31-2012 | 4.103 | 3.767 |
| 12-31-2011 | 4.075 | 3.861 |
| 09-30-2011 | 4.05 | 3.865 |
| 06-30-2011 | 3.983 | 3.833 |
| 03-31-2011 | 3.853 | 3.808 |
| 12-31-2010 | 4.014 | 3.947 |
| 09-30-2010 | 3.933 | 3.957 |
| 06-30-2010 | 3.774 | 3.936 |
| 03-31-2010 | 3.529 | 3.922 |
| 12-31-2009 | 3.4 | 3.845 |
| 09-30-2009 | 3.409 | 3.829 |
| 06-30-2009 | 3.318 | 3.787 |
| 03-31-2009 | 3.309 | 3.796 |
| 12-31-2008 | 3.532 | 3.764 |
| 09-30-2008 | 3.536 | 3.732 |
| 06-30-2008 | 3.441 | 3.664 |
| 03-31-2008 | 3.42 | 3.658 |
| 12-31-2007 | 3.442 | 3.674 |
| 09-30-2007 | 3.414 | 3.667 |
| 06-30-2007 | 3.386 | 3.654 |
| 03-31-2007 | 3.311 | 3.624 |
| 12-31-2006 | 3.631 | 3.746 |
| 09-30-2006 | 3.683 | 3.762 |
| 06-30-2006 | 3.678 | 3.771 |
| 03-31-2006 | 3.647 | 3.763 |
| 12-31-2005 | 3.782 | 3.863 |
| 09-30-2005 | 3.775 | 3.877 |
| 06-30-2005 | 3.764 | 3.881 |
| 03-31-2005 | 3.7 | 3.865 |
| 12-31-2004 | 3.686 | 3.919 |
| 09-30-2004 | 3.647 | 3.912 |
| 06-30-2004 | 3.627 | 3.877 |
| 03-31-2004 | 3.822 | 3.885 |
| 12-31-2003 | 3.789 | 3.893 |
| 09-30-2003 | 3.817 | 3.9 |
| 06-30-2003 | 3.798 | 3.885 |
| 03-31-2003 | 3.777 | 3.897 |
| 12-31-2002 | 3.554 | 4.074 |